OldTimeAFLGuy Posted April 8, 2020 Share Posted April 8, 2020 (edited) 18 hours ago, IDBillzFan said: Not at this point. Wells Fargo is still trying to figure out the extent they want to get involved. I'm looking into other banks as I type this, but I'm just a little concerned with having duplicate loan apps out as I'm hearing that can screw things up. ...FYI...SBA changed the regs AGAIN late yesterday and banks were notified last night (they're going crazy)............Initial regs said wages AND benefits were capped at $100,000 per employee.....latest revision says wages only are capped at $100,000 and then add in benefits.......it's huge for us as a Union contractor with significant pay rates and benefits packages...... https://home.treasury.gov/system/files/136/Paycheck-Protection-Program-Frequenty-Asked-Questions.pdf Edited April 9, 2020 by OldTimeAFLGuy Link to comment Share on other sites More sharing options...
Foxx Posted April 8, 2020 Share Posted April 8, 2020 13 minutes ago, Deranged Rhino said: Shoshin -- it's not an exagerration. We are at constant war with our government. Constant. They've been chipping away at our rights and civil liberties for your whole life. They scored major wins in 2001-2003, then again in 2013 when the mass surveillance state was exposed and the country shrugged. This war isn't fought with violence, but with our votes and actions as citizens. It's our responsibility to hold those who govern us accountable, and what you're suggesting is abdicating that entirely in exchange for the government protecting you. The reality is, tracking won't keep you safe. It puts you in greater danger. Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety. - Ben Franklin 4 Link to comment Share on other sites More sharing options...
SoCal Deek Posted April 8, 2020 Share Posted April 8, 2020 5 minutes ago, OldTimeAFLGuy said: ...FYI...SBA changed the regs AGAIN late yesterday and banks were notified last night (they're going crazy)............Initial regs said wages AND benefits were capped at $100,000 per employee.....latest revision says wages only are capped at $100,000 and then add in benefits.......it's huge for us as a Union contractor with significant pay rates and benefits packages......for example, I have a foreman that works tons of OT......wages were $177,000 and Union benefits that I pay are $48,000 or a total of $225,000 but capped at $100,000....now his WAGES are capped at $100,000 and then I add in $48,000 in benefits....so my basis for ONE employee in loan calculation increased by $48,000.....I have 200 Union employees now to reexamine........ https://home.treasury.gov/system/files/136/Paycheck-Protection-Program-Frequenty-Asked-Questions.pdf All of this should have somehow been weighted per State. A specific fixed income amount is not the same in Mississippi as it would be in California, or New York. Link to comment Share on other sites More sharing options...
Nanker Posted April 8, 2020 Share Posted April 8, 2020 Anybody know COBOL? COBOL programmers are in demand to help process unemployment checks. 1 Link to comment Share on other sites More sharing options...
Q-baby! Posted April 8, 2020 Share Posted April 8, 2020 2 hours ago, RochesterRob said: I thought that he said one time that he worked time to time as a male prostitute hence hobo? You are 0-10. Not to be confused with your IQ range. 1 Link to comment Share on other sites More sharing options...
OldTimeAFLGuy Posted April 8, 2020 Share Posted April 8, 2020 6 minutes ago, SoCal Deek said: All of this should have somehow been weighted per State. A specific fixed income amount is not the same in Mississippi as it would be in California, or New York. EXCELLENT POINT.......please PLEASE do NOT give the SBA any more ideas.......there are substantial base wage differentials in my Union contracts for NY, PA and NJ....... Link to comment Share on other sites More sharing options...
BuffaloHokie13 Posted April 8, 2020 Share Posted April 8, 2020 10 minutes ago, SoCal Deek said: All of this should have somehow been weighted per State. A specific fixed income amount is not the same in Mississippi as it would be in California, or New York. Even within states, and I know this is more individual than business side, but 1200 in Blacksburg, VA is 2.5 months rent. 1200 in Arlington, VA is 0.6 months rent Link to comment Share on other sites More sharing options...
Tiberius Posted April 8, 2020 Share Posted April 8, 2020 Quote (Bloomberg) -- Just hours after a labor union reported what may be the first poultry-worker deaths associated with the coronavirus in the U.S., Vice President Mike Pence urged American food workers to continue to “show up and do your job.” “You are vital,” he said during a press conference late Tuesday. “You are giving a great service to the people of the United States of America and we need you to continue, as a part of what we call critical infrastructure, to show up and do your job.” In return, Pence said, the government will “work tirelessly” to ensure their workplaces are safe. Pence’s remarks came just hours after the Retail, Wholesale and Department Store Union that represents thousands of poultry-processing workers across the southern U.S. reported that two members at a Tyson Foods Inc. facility in Camilla, Georgia, had died from the virus. It was unclear whether they were infected while at work. https://finance.yahoo.com/news/pence-tells-u-food-workers-003303338.html Link to comment Share on other sites More sharing options...
RochesterRob Posted April 8, 2020 Share Posted April 8, 2020 10 minutes ago, Q-baby! said: You are 0-10. Not to be confused with your IQ range. Word is from the Cattaraugus County Health Dept that you were the only guy during this crisis to drop his pants when told your temperature was to be taken. 2 Link to comment Share on other sites More sharing options...
mannc Posted April 8, 2020 Share Posted April 8, 2020 2 hours ago, Deranged Rhino said: The next wave will be far less -- because herd immunity. (and better data and therapeutics... soon vaccines) All the distancing policies accomplish is delay of the acquisition of herd immunity, setting us up for another wave in the fall. Link to comment Share on other sites More sharing options...
billsfan89 Posted April 8, 2020 Share Posted April 8, 2020 On 3/24/2020 at 12:41 PM, Tiberius said: Cuomo was discussing a study about how testing can determine people who had the virus and are now safe and that they should be the first ones going back. A sort of rolling response to get the country going again. The MLB was discussing playing only if they could get every player tested and cleared by mid-May. Link to comment Share on other sites More sharing options...
RochesterRob Posted April 8, 2020 Share Posted April 8, 2020 10 minutes ago, OldTimeAFLGuy said: ...thought I read, "one look and they refused"......can you verify?........ The Olean Times Herald reports that the patient was told to pull his pants up and the temperature was to be done via the head scan method. The disappointment by the patient was said to be obvious. Link to comment Share on other sites More sharing options...
Q-baby! Posted April 8, 2020 Share Posted April 8, 2020 (edited) 36 minutes ago, RochesterRob said: Word is from the Cattaraugus County Health Dept that you were the only guy during this crisis to drop his pants when told your temperature was to be taken. 0-11 I live 2100 miles away from there and my shopping cart wouldn’t make it! Edited April 8, 2020 by Q-baby! Link to comment Share on other sites More sharing options...
Q-baby! Posted April 8, 2020 Share Posted April 8, 2020 16 minutes ago, OldTimeAFLGuy said: 4 minutes ago, RochesterRob said: Shouldn’t you 2 clowns be having a spank party watching Dr.Trump together. Link to comment Share on other sites More sharing options...
RochesterRob Posted April 8, 2020 Share Posted April 8, 2020 7 minutes ago, OldTimeAFLGuy said: ...Tibs, Busey and Q Baby in Olean?.........perhaps "up their alley"??...just askin'....... They are allowed there only for health services. Link to comment Share on other sites More sharing options...
Foxx Posted April 8, 2020 Share Posted April 8, 2020 1 hour ago, RochesterRob said: Word is from the Cattaraugus County Health Dept that you were the only guy during this crisis to drop his pants when told your temperature was to be taken. he misunderstood you see... he thought he was going to be the one taking the temperature. Link to comment Share on other sites More sharing options...
Uncle Joe Posted April 8, 2020 Share Posted April 8, 2020 2 hours ago, mannc said: All the distancing policies accomplish is delay of the acquisition of herd immunity, setting us up for another wave in the fall. and hopefully we will be better prepared for the 2nd wave. Link to comment Share on other sites More sharing options...
Q-baby! Posted April 9, 2020 Share Posted April 9, 2020 Bak to wok!!! Link to comment Share on other sites More sharing options...
B-Man Posted April 9, 2020 Share Posted April 9, 2020 Report: CDC Considering Relaxing Some Virus Restrictions, Letting Some Return to Work . 1 Link to comment Share on other sites More sharing options...
Foxx Posted April 9, 2020 Share Posted April 9, 2020 my wife works at a popular arts and crafts big box and she just informed me that stores in that chain, within Pennsylvania have reopened and are allowing shoppers in. 1 Link to comment Share on other sites More sharing options...
mannc Posted April 9, 2020 Share Posted April 9, 2020 10 hours ago, B-Man said: Report: CDC Considering Relaxing Some Virus Restrictions, Letting Some Return to Work . B-Man, many thanks for this and similar posts on this topic. Also a special thanks for turning me on to Alex Berenson, who’s Twitter feed on the Coronavirus panic is absolutely invaluable. Link to comment Share on other sites More sharing options...
123719bwiqrb Posted April 9, 2020 Share Posted April 9, 2020 1 minute ago, Foxx said: my wife works at a popular arts and crafts big box and she just informed me that stores in that chain, within Pennsylvania have reopened and are allowing shoppers in. That's good. Just don't tell Karen on Facebook; she is piping mad that anyone can do anything. I do need some new fabric for the swing lean-to in the backyard, but PA is a little too far to drive for that. Link to comment Share on other sites More sharing options...
Foxx Posted April 9, 2020 Share Posted April 9, 2020 (edited) 15 minutes ago, ScotSHO said: That's good. Just don't tell Karen on Facebook; she is piping mad that anyone can do anything. I do need some new fabric for the swing lean-to in the backyard, but PA is a little too far to drive for that. here in NYS, you can order online and either do a curb pick up or have it delivered. Edited April 9, 2020 by Foxx 2 Link to comment Share on other sites More sharing options...
Warren Zevon Posted April 9, 2020 Share Posted April 9, 2020 Just now, Foxx said: here in NYS, you can order online and either do a curb pick up or have it delivered. I think when this ***** ends stores that keep this practice up will become more popular. Link to comment Share on other sites More sharing options...
Magox Posted April 9, 2020 Author Share Posted April 9, 2020 (edited) 6 minutes ago, Gary Busey said: I think when this ***** ends stores that keep this practice up will become more popular. We have been doing it in our household for about a year now. The company that I work for, my entire team works remotely except one call center in which we have move them all remotely and are considering permanently making that transition. All the trainings, meetings, meeting with vendors etc are all done via Zoom. Thankfully our business is not going to get impacted at all from this, most likely will even benefit not just from a revenue standpoint but even recruiting standpoint. I do think that this Virus will change human behavior along with business practices. Even for the environmentalists, I do think that the demand for gasoline will drop post Covid 19, as more and more people will work out of home. Edited April 9, 2020 by Magox 1 Link to comment Share on other sites More sharing options...
Foxx Posted April 9, 2020 Share Posted April 9, 2020 (edited) 13 minutes ago, Gary Busey said: I think when this ***** ends stores that keep this practice up will become more popular. the world we once knew is gone forever. how many things have proved to be outdated? have brick and mortar schools proven that other than being a daycare center and certain hands on things like biology, proven to be unnecessary? what would that do to the whole teachers union? how many businesses can actually work from home? many, many businesses both large and small are not going to come out the other side here. Edited April 9, 2020 by Foxx Link to comment Share on other sites More sharing options...
SoCal Deek Posted April 9, 2020 Share Posted April 9, 2020 11 minutes ago, Foxx said: the world we once knew is gone forever. how many things have proved to be outdated? have brick and mortar schools proven that other than being a daycare center and certain hands on things like biology, proven to be unnecessary? what would that do to the whole teachers union? how many businesses can actually work from home? many, many businesses both large and small are not going to come out the other side here. Excellent discussion Foxx. You have to remember that there’s a social aspect to work, shopping, sports, school and especially worship. While it’s futuristic to envision a world where we all sit in our homes and have drones plop everything at our front door, I’m guessing it’d be a pretty miserable existence. Consider dating for example. How’s anyone going to get together if the government says you can’t meet anyone in public? This isn’t the first pandemic by a long shot...and it won’t be the last. (WWI was so horrible that it was dubbed the ‘war to end all wars’ but look how that turned out.) 1 Link to comment Share on other sites More sharing options...
Foxx Posted April 9, 2020 Share Posted April 9, 2020 (edited) 24 minutes ago, SoCal Deek said: Excellent discussion Foxx. You have to remember that there’s a social aspect to work, shopping, sports, school and especially worship. While it’s futuristic to envision a world where we all sit in our homes and have drones plop everything at our front door, I’m guessing it’d be a pretty miserable existence. Consider dating for example. How’s anyone going to get together if the government says you can’t meet anyone in public? This isn’t the first pandemic by a long shot...and it won’t be the last. (WWI was so horrible that it was dubbed the ‘war to end all wars’ but look how that turned out.) well, now you're getting into the deep end of the pool. it doesn't have to be a bad thing. it can be all about the continued evolution of mankind. look at what happened with the industrial revolution, it freed man to not work as hard, to pursue other more worthwhile endeavours. the same is happening with the transition to the Information Age, though there are surely growing pains, we are freeing man up more than ever. the coming age of Technocracy is perhaps the most scarey and one that will have the most prolonged growing pains but if implemented in the right ways, will be the most rewarding for mankind. my problem with the coming technocracy is that the elite are going to use it to further cement their stranglehold on the plebs (you and i). it doesn't have to be that way though, i'm not sure how we prevent it. choke me in the shallow waters... Edited April 9, 2020 by Foxx 1 Link to comment Share on other sites More sharing options...
RochesterRob Posted April 9, 2020 Share Posted April 9, 2020 36 minutes ago, Foxx said: the world we once knew is gone forever. how many things have proved to be outdated? have brick and mortar schools proven that other than being a daycare center and certain hands on things like biology, proven to be unnecessary? what would that do to the whole teachers union? how many businesses can actually work from home? many, many businesses both large and small are not going to come out the other side here. And just think of how many school districts built palaces in the last 20 years to placate ego inflated superintendents? Too bad that nearly all of those superintendents have moved on so they are not available to be tarred and feathered by the taxpayers. Also, teachers and administrators account for a lot of economic activity in many rural districts. Compressing staff due to technology will have the effect of depressing home prices and leave businesses such as small grocery stores teetering. 2 Link to comment Share on other sites More sharing options...
SoCal Deek Posted April 9, 2020 Share Posted April 9, 2020 1 minute ago, Foxx said: well, now you're getting into the deep end of the pool. it doesn't have to be a bad thing. it can be all about the continued evolution of mankind. look at what happened with the industrial revolution, it freed man to not work as hard, to pursue other more worthwhile endeavours. the same is happening with the transition to the Information Age, though there are surely growing pains, we are freeing man up more than ever. the coming age of Technocracy is perhaps the most scarey and one that will have the most prolonged growing pains but if implemented in the right ways, will be the most rewarding for mankind. my problem with the coming technocracy is that the elite are going to use it to further cement their stranglehold on the plebs (you and i). it doesn't have to be that way though, i'm not sure how we prevent it. choke me in the shallow waters... Thanks. The deep end of the pool is a way better place than the endless blame game and name calling in the other threads. Again, I see this is yet another evolutionary challenge. There’ll be some changes in society for sure but I highly doubt they’ll override mankind’s natural desire to socialize. The technology examples you cite gave people more time for leisure. But what happens when we’re instructed not to ‘leisure’? 2 Link to comment Share on other sites More sharing options...
Foxx Posted April 9, 2020 Share Posted April 9, 2020 9 minutes ago, RochesterRob said: And just think of how many school districts built palaces in the last 20 years to placate ego inflated superintendents? Too bad that nearly all of those superintendents have moved on so they are not available to be tarred and feathered by the taxpayers. Also, teachers and administrators account for a lot of economic activity in many rural districts. Compressing staff due to technology will have the effect of depressing home prices and leave businesses such as small grocery stores teetering. will my school tax liability be reduced? me thinks not... 1 Link to comment Share on other sites More sharing options...
Foxx Posted April 9, 2020 Share Posted April 9, 2020 8 minutes ago, SoCal Deek said: Thanks. The deep end of the pool is a way better place than the endless blame game and name calling in the other threads. Again, I see this is yet another evolutionary challenge. There’ll be some changes in society for sure but I highly doubt they’ll override mankind’s natural desire to socialize. The technology examples you cite gave people more time for leisure. But what happens when we’re instructed not to ‘leisure’? for one thing, they will never be able to mandate socialization out of existence. only man will do that and we have been trending in that direction now for a few years. kids no longer go out and play like they used to. i can't tell you the amount of nice Spring, Summer, Fall days that i could not believe there was noone outside enjoying the fresh air doing something, anything. look at you an i, we are no different right now, sitting here on the 'net, conversing. perhaps part of that evolution means a change of intercourse. of course i don't mean that all physical interaction goes away, but again, it is and has been changing. Link to comment Share on other sites More sharing options...
RochesterRob Posted April 9, 2020 Share Posted April 9, 2020 19 minutes ago, Foxx said: will my school tax liability be reduced? me thinks not... If we are serious about adopting technology to replace labor then it should. The bonds on the books for the fancy school buildings built will be around until paid off or the state declares them invalid. 1 Link to comment Share on other sites More sharing options...
B-Man Posted April 9, 2020 Share Posted April 9, 2020 AUSTRIA WILL BEGIN REOPENING. Related: Planning for the reopening of America must begin now. More: Charting the Path Back to Semi-Normalcy. . Link to comment Share on other sites More sharing options...
Deranged Rhino Posted April 9, 2020 Share Posted April 9, 2020 Link to comment Share on other sites More sharing options...
SoCal Deek Posted April 9, 2020 Share Posted April 9, 2020 4 hours ago, RochesterRob said: If we are serious about adopting technology to replace labor then it should. The bonds on the books for the fancy school buildings built will be around until paid off or the state declares them invalid. We're seriously gong to have a discussion about the validity of constructing schools? Really? You're under the impression that buildings last forever? Here's a hint...the sphinx originally had a nose. Hey you kids....get off my lawn! Link to comment Share on other sites More sharing options...
Koko78 Posted April 9, 2020 Share Posted April 9, 2020 25 minutes ago, SoCal Deek said: We're seriously gong to have a discussion about the validity of constructing schools? Really? You're under the impression that buildings last forever? Here's a hint...the sphinx originally had a nose. Hey you kids....get off my lawn! Yeah, but French artillery doesn't blow off parts of many buildings in the US. Link to comment Share on other sites More sharing options...
RochesterRob Posted April 9, 2020 Share Posted April 9, 2020 36 minutes ago, SoCal Deek said: We're seriously gong to have a discussion about the validity of constructing schools? Really? You're under the impression that buildings last forever? Here's a hint...the sphinx originally had a nose. Hey you kids....get off my lawn! By the looks of it I am the only one looking at the issue seriously. Are you trying to tell me that any WNY district had no buildings to work with whatsoever prior to 20 years ago? That they are holding classes in the parking lot(s)? Most districts in WNY are facing declining enrollment as the local populations gray over. Where there is any growth out in the rural areas the kids are non-traditional origin such as Mennonites who eschew other than the very basics. They don't need 250K football facility or 100K swimming pool. For that matter neither did guys such as myself a few decades ago when I was roaming the halls. The fact is most school buildings are structurally fine but gullible taxpayers get sucked into the notion of needing new for the sake of having new. The new buildings do not bring anything new in terms of aiding instruction. The school maintenance dept can bring in whatever is needed so a classroom can have computer functionality in a building built in 1955 or 2005. The tax base in a lot of districts is eroding and has been. Lot's of industry that left decades ago never got replaced and districts coasted on the citizens who made their living prior to this decline. They had their retirements, homes paid off, and could absorb 2-3 percent school tax increases. Those people such as my parents generation are heading into the nursing home and eventually the cemetery so their contributions will be lost permanently. What is left are people who are getting paid typically 11.40-15.00 dollars per hour in 2020 before Coronavirus came along. 15.00 dollars per hour might have been fantastic money in 1980 but not in 2020. State aid? We all pay for it at some point in the system so there is no free lunch in the end. 1 Link to comment Share on other sites More sharing options...
RochesterRob Posted April 9, 2020 Share Posted April 9, 2020 32 minutes ago, ScotSHO said: Well, the firings have starting at my fortune 500 company this week. So thanks to all the hand wringers, I'll be SOL soon enough. Didn't start up the economy fast enough. Bosses forecasted into May before they would have to start mass firings - the hemorrhaging must be much worse than what they were letting on. There is a place where being jobless and dying intersect - hopefully I don't find where that is, but it's out there. Sorry to hear about your difficulties. 3 Link to comment Share on other sites More sharing options...
reddogblitz Posted April 9, 2020 Share Posted April 9, 2020 2 hours ago, RochesterRob said: By the looks of it I am the only one looking at the issue seriously. Are you trying to tell me that any WNY district had no buildings to work with whatsoever prior to 20 years ago? That they are holding classes in the parking lot(s)? Most districts in WNY are facing declining enrollment as the local populations gray over. Where there is any growth out in the rural areas the kids are non-traditional origin such as Mennonites who eschew other than the very basics. They don't need 250K football facility or 100K swimming pool. For that matter neither did guys such as myself a few decades ago when I was roaming the halls. The fact is most school buildings are structurally fine but gullible taxpayers get sucked into the notion of needing new for the sake of having new. The new buildings do not bring anything new in terms of aiding instruction. The school maintenance dept can bring in whatever is needed so a classroom can have computer functionality in a building built in 1955 or 2005. The tax base in a lot of districts is eroding and has been. Lot's of industry that left decades ago never got replaced and districts coasted on the citizens who made their living prior to this decline. They had their retirements, homes paid off, and could absorb 2-3 percent school tax increases. Those people such as my parents generation are heading into the nursing home and eventually the cemetery so their contributions will be lost permanently. What is left are people who are getting paid typically 11.40-15.00 dollars per hour in 2020 before Coronavirus came along. 15.00 dollars per hour might have been fantastic money in 1980 but not in 2020. State aid? We all pay for it at some point in the system so there is no free lunch in the end. I don't disagree with much of what you say. Technologically we could close ALL schools tomorrow and replace them with distance learning. Absolutely could happen. But the question to ask is SHOULD it happen. First off, it will be more expensive than you are think IMHO. Presently the delivery is being done on a wing and prayer with Zoom or recorded sessions. My neighbor who is a teacher was telling me about this from 6' away. If we were to go to this full time, there would be massive technology infrastructure that would need to be bought and then have maintenance fees and upgrades forever. Technology often makes money savings claims but they also introduce huge costs. But the real question I have is, what is the effect on learning for going this route? Do some kids learn worse online than for in person classes? What about retention of what's learned? What about the ability to deliver complex topics like chemistry online effectively? No more chemistry labs. As a computer person I have gone to a lot of classes. I have also done a lot of online classes. As far as learning goes, the in person classes offer much better learning and retention and it's not even close. When this online stuff first started up (1999) I asked a vendor if he had studies on learning and retention between online and in person classes. They didn't. I wonder if anyone does now? Not saying it can't happen but seriously question if it should. Link to comment Share on other sites More sharing options...
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