Bob in Mich Posted February 27, 2018 Share Posted February 27, 2018 (edited) I didn't see discussion of gun liability insurance or gun owner liability insurance. The idea is that there would be a pool of money to compensate those wronged by the gun or gun owner, or their beneficiaries anyway. This guy raises an interesting point, imo ---------------------- Justin Wolfers, professor of economics and public policy at the University of Michigan, wrote: The real problem with gun ownership is that they involve "externalities," which is economist-speak for the fact that your gun may be used to hurt others. For instance, when Nancy Lanza purchased her Bushmaster AR-15, she probably weighed the benefits of owning the gun — the joy of ownership — with the price (about $800). But it's unlikely she considered the loss, pain and grief that might follow if it were used by her son to kill 26 innocents. When people fail to consider the broader social costs of choices like buying a gun, they're more likely to do them, and society suffers. ----------------------. If you think of how a 'gun owner liability insurance company' would determine insurance rates for a person, it becomes clear that there are a multitude of important factors including age, sex, police interactions, mental health reports, military record, employment experience, location/state, number of other guns, recent purchases of guns/ammo, and probably several more factors. The more of this information that can be available at point of sale, the better. Edited February 27, 2018 by Bob in Mich Link to comment Share on other sites More sharing options...
row_33 Posted February 27, 2018 Share Posted February 27, 2018 11 minutes ago, Deranged Rhino said: cue up the SJWs for the 1,000,000th time telling us "the demonstration had PEACEFUL INTENTIONS" yeah, right... Link to comment Share on other sites More sharing options...
Commsvet11 Posted February 27, 2018 Share Posted February 27, 2018 2 minutes ago, Bob in Mich said: I didn't see discussion of gun liability insurance or gun owner liability insurance. The idea is that there would be a pool of money to compensate those wronged by the gun or gun owner. This guy raises an interesting point, imo ---------------------- Justin Wolfers, professor of economics and public policy at the University of Michigan, wrote: The real problem with gun ownership is that they involve "externalities," which is economist-speak for the fact that your gun may be used to hurt others. For instance, when Nancy Lanza purchased her Bushmaster AR-15, she probably weighed the benefits of owning the gun — the joy of ownership — with the price (about $800). But it's unlikely she considered the loss, pain and grief that might follow if it were used by her son to kill 26 innocents. When people fail to consider the broader social costs of choices like buying a gun, they're more likely to do them, and society suffers. ----------------------. If you think of how a 'gun owner liability insurance company' would determine insurance rates for a person, it becomes clear that there are a multitude of important factors including age, sex, police interactions, mental health reports, military record, employment experience, location/state, number of other guns, recent purchases of guns/ammo, and probably several more factors. The more of this information that can be available at point of sale, the better. What exactly is insured? I’m seeing a charity, not insurance. Link to comment Share on other sites More sharing options...
row_33 Posted February 27, 2018 Share Posted February 27, 2018 libs want to ban all private ownership of any gun, except for themselves and their friends who can be armed if they don't admit this they are lying the whole discussion Link to comment Share on other sites More sharing options...
Bob in Mich Posted February 27, 2018 Share Posted February 27, 2018 (edited) 27 minutes ago, Commsvet11 said: What exactly is insured? I’m seeing a charity, not insurance. Here is the article that I saw U of Mich professor quoted https://www.npr.org/sections/money/2013/01/02/168231113/should-gun-owners-have-to-buy-liability-insurance Edited February 27, 2018 by Bob in Mich Link to comment Share on other sites More sharing options...
LeviF Posted February 27, 2018 Share Posted February 27, 2018 1 hour ago, Bob in Mich said: Here is the article that I saw U of Mich professor quoted https://www.npr.org/sections/money/2013/01/02/168231113/should-gun-owners-have-to-buy-liability-insurance I actually have DGU insurance. Just another one of those things you hope you never have to cash in. Changing topics, an assault weapons ban is on the table in IL, again. And the same people who support an AWB also support banning body armor. I wonder what the commonality is there...hmm... Link to comment Share on other sites More sharing options...
IDBillzFan Posted February 27, 2018 Share Posted February 27, 2018 3 hours ago, B-Man said: Matt Walsh..............GOOD QUESTION: Frankly, I think the Orlando night club shooting was a larger example of a shooting they cared less about. You have 48 people murdered, some of them reportedly as point-blank range. Now factor in the fact that it was a gay nightclub. You can't even use the word 'gay' to mean happy without the entire media world jumping in your schitt for being intolerant. Why did that story die so quickly while this one keeps everyone in twisted panties? Link to comment Share on other sites More sharing options...
boyst Posted February 27, 2018 Share Posted February 27, 2018 3 hours ago, Deranged Rhino said: God damn that B word at the end needs to chill. 1 hour ago, LeviF91 said: I actually have DGU insurance. Just another one of those things you hope you never have to cash in. Changing topics, an assault weapons ban is on the table in IL, again. And the same people who support an AWB also support banning body armor. I wonder what the commonality is there...hmm... I'm not seeing your point in the latter. Link to comment Share on other sites More sharing options...
LeviF Posted February 27, 2018 Share Posted February 27, 2018 5 minutes ago, Boyst62 said: I'm not seeing your point in the latter. It's a DR-style tinfoil hat type thing, but not really tinfoil hatty because it's true. Body armor isn't gonna "kill people." So why are the "guns are only good for killing people!!!!" crowd also for banning body armor? Because the commonality between guns and body armor is this: people who possess them are harder to control. 1 Link to comment Share on other sites More sharing options...
boyst Posted February 27, 2018 Share Posted February 27, 2018 Just now, LeviF91 said: It's a DR-style tinfoil hat type thing, but not really tinfoil hatty because it's true. Body armor isn't gonna "kill people." So why are the "guns are only good for killing people!!!!" crowd also for banning body armor? Because the commonality between guns and body armor is this: people who possess them are harder to control. Thanks sweetie Link to comment Share on other sites More sharing options...
LeviF Posted February 27, 2018 Share Posted February 27, 2018 1 minute ago, Boyst62 said: Thanks sweetie You're welcome babe Link to comment Share on other sites More sharing options...
B-Man Posted February 27, 2018 Share Posted February 27, 2018 1 2 Link to comment Share on other sites More sharing options...
3rdnlng Posted February 27, 2018 Share Posted February 27, 2018 19 minutes ago, B-Man said: You have no heart..........................................................................said PP to the fetus. Once you give them their heart whatever will they come for next? Link to comment Share on other sites More sharing options...
DC Tom Posted February 27, 2018 Share Posted February 27, 2018 6 hours ago, Deranged Rhino said: We need rock control! Link to comment Share on other sites More sharing options...
TH3 Posted February 28, 2018 Share Posted February 28, 2018 On 2/26/2018 at 6:33 PM, Deranged Rhino said: Of course that's not what he said. At. All. But that's the spin... so I guess it's the same thing in today's world. Well - he never actually does say anything really does he?....Gives dipshitts like you cover to lick his balls at every opportunity Link to comment Share on other sites More sharing options...
Koko78 Posted February 28, 2018 Share Posted February 28, 2018 40 minutes ago, DC Tom said: We need rock control! An assault rock ban, or at least heavy restrictions and background checks, are in order. Link to comment Share on other sites More sharing options...
Justice Posted February 28, 2018 Share Posted February 28, 2018 You laugh but I know a place where you can get 10 to 20 years for throwing one at a soldier. 20 years. Link to comment Share on other sites More sharing options...
/dev/null Posted February 28, 2018 Share Posted February 28, 2018 46 minutes ago, DC Tom said: We need rock control! Deplorables clinging to their rocks Link to comment Share on other sites More sharing options...
DC Tom Posted February 28, 2018 Share Posted February 28, 2018 7 minutes ago, Koko78 said: An assault rock ban, or at least heavy restrictions and background checks, are in order. But then how will I ever get a rock with a silencer and bayonet lug? Link to comment Share on other sites More sharing options...
Pine Barrens Mafia Posted February 28, 2018 Share Posted February 28, 2018 3 minutes ago, /dev/null said: Deplorables clinging to their rocks #bitterclingers Link to comment Share on other sites More sharing options...
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