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Boatdrinks

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Everything posted by Boatdrinks

  1. It certainly can be. It can also be a mistake for many to wait and take a decade or longer to make up the difference. There simply is no one size fits all answer to that question. As you point out, there are many variables involved including personal financial situation, health and family medical history. My overall point was more about the program itself . Chiefly that there isn’t much issue with the status of the program due to some folks choosing a reduced benefit beginning at their earliest eligibility. The funding issue is more a demographic one and worsened by years of “ kicking the can down the road” instead of making incremental changes earlier.
  2. This issue has been known for some time and largely ignored through many successive Presidencies and control by each party. Since the program is so popular ( and why wouldn’t it be ? It’s your money that you paid into the system and should expect to receive. Whether you could have saved more on your own ( or if you actually would have is more likely) is irrelevant here: the program was designed to replace about 40% of your annual income while you were working. The trade off ( in theory) was it was guaranteed and not subject to the whims and vagaries of the stock market , which could cost you a big chunk of your savings if unlucky. Your personal savings would fill in the gap of what you needed to live comfortably in retirement. Anyone who says they don’t want this money is not being serious unless they are fabulously wealthy ; but this also doesn’t matter- it’s their money too. The average life expectancy in the US is under 79 years old. For comparison , it’s about 81 in the UK and 84 in Japan. If you’re lucky enough to make it to 102, good for you and enjoy collecting SS- there aren’t many like you and expectancy is actually going down. Collecting at 62 is fine; the SS payout to you will be reduced for the entire length of time you collect. However , an actuary would likely tell you that you should take it at 62 and retire if you can. The longer you work past 62 , your life expectancy will decline. The reason neither party has wanted to address the issue is simple: votes. Misinformation abounds, and whoever proposes changes ( which are needed - but the problem is fixable) will be portrayed as being against seniors - a powerful voting block. To fix the program a few important changes should be made. A combination of an increase in the age to collect based on birth year , some increase in the cap on wages subject to FICA are likely among them. Any major change to the program for the future would have to be put in place at another time. This is the system we’ve paid into and will have for the foreseeable future. Note : The US population has increased even after Roe v Wade fwiw. Since a tax cut is simply allowing citizens to keep more of their own money, it doesn’t need to be “ paid for”. Rather, our government needs to reduce spending to account for it.
  3. Jazz fest - nice . Too bad the Stones had to cancel though. Crazy that ol’ Keef’s body is like 150 years old, but Mick’s the one who needed heart surgery... go figure!
  4. I agree as we’ve often gotten terrible results on these plays. Makes it even more maddening when you see the Pats* WR make a 4 yard reception on 3rd and 7 , yet you just know they will pick up the first. ?
  5. Interesting. Superdome is pretty outdated right now, so the cost is perhaps relevant to the NEF situation. Very different stadium designs though, so that would have impact on cost to renovate.
  6. I like Andrew Brandt, and appreciate his usually solid takes. In this case, though I’m not sure it’s an indictment on the Bills own scouting. It’s fair to say it’s damning of their former GM and HC though. Lawson just hasn’tshown he’s consistent enough to be paid at that number. Smart move by the Bills FO here.
  7. Yep. Civilian was an idiot for doing that,. Unfortunately that’s the world we live in.
  8. Of course I do. This type of incident was unusual and not common at games. Of course the liberal rag is going to stoke the flames. Doesn’t happen on the reg, like the rowdy bizzaro drunken behavior at every single game. Get it ? That was the point Logic made and I concurred. You might be the one with a comprehension issue.
  9. Yeah, this was a (highly publicized) one-off. Definitely not common.
  10. I agree. If the Bills ( or any team for that matter) draft a player in round 3, they do so with the expectation of the player being a potential starter at some point. They certainly don’t move up from round 4 to round 3 to “ take a fllyer” on a TE. Knox would seem to be the prototype vision of their starting TE.
  11. The Bills stuck to their board and didn’t want to reach. If they took a WR , it may have meant no fixing of the RT position that has long been a weakness. While I wanted a WR, I think the best fit was Nkeal Harry and he was gone. Could they have moved up for him in round one? We know the cost was high because they tried to do this for Ford, but waited. Fixing the OL isn’t as enticing as drafting a WR, but it is vital. The OL was not up to NFL standards last year, and they are following that formula of building from the inside out. There are still possibilities for a trade to upgrade the WR position, but it has been improved overall from last years group. The biggest holes on the team were OL, WR, DT and TE. They managed to address all 4 this offseason to some degree. If Allen makes big strides this season, WR is sure to be the priority position next offseason/ draft.
  12. What NE saw? Lol that’s rich. Brady was a 6th round draft pick and I’m pretty sure the last QB taken. Pretty safe to say they didn’t see all that much ( definitely not an inkling of a HOF career) or he’d have been selected long before that. They took a 6th round flyer at the end of the draft that planned out beyond anyone’s wildest expectation. Probably figured he’d be a camp arm. Let’s not make it out to be some great visionary thing, it was a monumental fluke. That happens sometimes. Every once in awhile you get Kurt Warner instead of Curtis Painter.
  13. Lack of talent (2018 Bills)often leads to penalties. Especially on the O line, where guys hold when they are getting physically overwhelmed , or false start trying to get into their pass set a split second too fast. I’d expect better line play this year, and less of those types of penalties. I often hear folks say penalties are on the coaching, but ex players ( such as Steve Tasker) will say it’s on the players. I’d tend to agree with Tasker there. Players are out on the field, not the coach.
  14. Yep. There have been some memorable corruptions of commonly used expressions on this board in the past, and every so often they come up again, like in Coach Tuesday’s post lol... I’m kinda surprised not many seem to have gotten my reference to the “ particle sun” post someone made on the board a bunch of years back. When I saw him reference the “ self of steam” post it made me think of it.
  15. They could have. Don’t know how easily, but there would have been cost involved. It probably came down to if they felt the value was there for such a move and where Metcalf was on their board. Beane mentioned they wanted to move up higher than they did for Ford, but the cost was too rich. So it’s always a matter of finding a trade partner, agreeing on compensation and paying a price they are comfortable with.
  16. Hahahah lol... people act like D.K. is the particle sun or something !
  17. Oakland media and Raider Nation seemed to view Feliciano as a starting caliber G buried on a deep OL. I think he’s a legitimate candidate for the RG spot. I view Long as probably the backup C/G. Either way, it’s a bestter cast to choose from than last year’s unit.
  18. While choosing ones own situation might help a UDFA latch on, Schefters tweet also shows something else. The “ middle class” is being squeezed out of the NFL in favor of cheaper players. ( insert joke about income inequality here lol) . This has as much to do with that stat as anything. After their stars and starters, teams will choose a cheaper option if ability is seen as close. As this plays out, fans are more interested in the UDFAs brought in than ever before , as these guys have a shot.
  19. Fwiw I believe the Pats* moved down after Bills selections in round 3. As stated by Beane, they had another player ranked closely that they considered before the Singletary pick. We don’t know who that was.The Bills valued other players at that spot too. The team was deficient at scoring TDs last year and are old at RB. I’m sure this all played into their decision. I don’t think they’re just throwing darts at a board in that war room. There are always options in every round. We will see if their vision for the team works out.
  20. Lol.. they don’t score the touchdowns or get all the accolades, but we know the line is where the real football is played. If the OL is deficient, nothing works.
  21. That’s always the unknown: who is where on the Bills board ? I acknowledged that RB wasn’t a need like DE/ Edge was in my post, so I agree this was not a need pick. Note : just heard interview w Beane where he said Singletary was the top RB on their board. He also said there was a closely ranked player available at another position that they considered at 3, but went with Singletary. Didn’t say what that position was though, but there you go.
  22. It’s the old maxim about drafting for need. Singletary was probably RB1 on some boards, though not necessarily Buffalo’s.Wasnt a need like DE/ Edge . Seems like they followed the near mythical BPA strategy.
  23. Of course he has pull within his circle, I don’t doubt that one bit. It old be naive to think he doesn’t. Absolutely it’s how the world works, and I have no problem with that. However, if the ability wasn’t there, CK doesn’t get a look. Just part of the equation.
  24. I’m going to say they probably would. Bills lack pass rushers, and Winovich flat gets after it. Liked him better than Gary. Hate that the Pats * got him, he definitely fits their profile. Drafting is all about projection, interesting to see how it all plays out. He will likely get a lot of touches in preseason, so that will elevate him to legendary status with part of the fan base.
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