My first crypto purchase was in October 2020. I have continued to purchase XRP and XLM since that time.
There is still time to buy into those assets and make money from them. But this is not the "buy today, sell next week" kind of trading. It takes some patience to wait for the market to change. When things change, it will be dramatic.
If you believe in Forbes, here is an article on Ripple/XRP.
Forbes article on Ripple (XRP)