Just like anything good and bad for all places. Been here 15 years now. It is MUCH cheaper than NY even with everything included. But, I am sure it is just my situation as well. I live 10 minutes from the beach. Miss the seasons but I dont freeze my ass off for half the year any longer. That being said, about 50% of the the people here are from NY. Extremely rare to meet a born Floridian. Just flip the seasons you stay inside. You stay inside in NY in winter. You stay inside in FL for summer. Then our winters are like northern summers.