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Everything posted by Kirby Jackson
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Signs are like waivers. They help in that they show people knew what they were getting into but they do not release liability. If you have a wet floor sign down and someone slips and falls they can (and will still file a claim). Things like friction co-efficient, cleaning solution application, following manufacturer’s suggested use, will all be brought into play and the carrier will pay. One of my client’s has the janitorial contract at the airport and we see it all of the time. Fortunately for them, they have a strong sub agreement in place (which WILL supersede an insurance policy). These claims all get passed down to the sub.
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This isn’t even debatable. The team would 100% be held accountable in this situation, as would the county, police, parking administrators, etc... If someone jumped off a bus and ended up paralyzed they all would be pulled into the suit. Their insurance covers the defense as well. They would almost certainly settle for a big amount while racking up legal bills. I would venture to say that a paralyzation from this would make it to the Bills umbrella carrier. That is another GIANT concern of NFL teams. Currently, there is really only one umbrella carrier that covers for traumatic brain injury (CTE). Pretty much every team has their first $20m-$25M umbrella placed with that carrier. The other $50M (which is what most carry $75m total) is placed elsewhere. If that primary umbrella carrier ever dropped the Bills they would be on the hook for all traumatic brain injury beyond $1M. This is a NIGHTMARE scenario for them.
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It is mostly tied to the losses by line, in an area. So the forecasting and rates are based on how profitable they’ve been. Carriers wrote to a 40% loss ratio in most cases. It sucks for the “clean” accounts because they are rolled in with others in the region and their SiC code to identify and determine the likelihood of a loss. In this situation, they may even have exclusions written into their policy because the behavior is known. The carrier may not offer coverage for this particular situation. The team will either have to find someone that will or self-insure it if that’s the case.
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I’m in commercial insurance (and we write an NFL team out of our office and 8 in the US) and @MAJBobby is 100% right that will happen. That is the entire reason that the Bills are curtailing it. You can still jump through tables in private lots I guess. The Bills do not want to be held accountable for a death or worse (in the insurance world) a paralyzation. Insurance rates are tied to the profitability of specific lines. They aren’t just random guesses, they are an equation based on the law of large numbers.
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Superdome Renovations $450 Million
Kirby Jackson replied to KellyToTasker's topic in The Stadium Wall Archives
I wasn’t going to splurge on the Stones tickets. It was a weird money grab by Jazzfest IMO. They added a day, quadrupled the price and sold out in 10 minutes. I guess it was supply and demand but not for me. I was sad about Bob Seger though. -
Superdome Renovations $450 Million
Kirby Jackson replied to KellyToTasker's topic in The Stadium Wall Archives
Should have sent me a message!! I was out at Zurich most of last week. It Jazzfest this weekend. -
Thanksgiving game tickets
Kirby Jackson replied to Cusefan66214's topic in The Stadium Wall Archives
I’d probably get them now if they are okay. I’m planning on making the trip too but have no idea how many I need. I was thinking about buying 4 and then I can always sell 2 if they aren’t going to be used. -
Feel a need to chime in on this as all it seems to be is misinformation and fear. No one is taking away tailgating. They are doing what COUNTLESS other stadiums around the country have done. They are designating an area and overseeing it. This happens at pretty much every college stadium and if you’ve ever been to a big time college experience it’s still a blast. People still get obnoxiously drunk. They just don’t end up fighting or jumping off a bus through a table. No one is taking your fun away. They are taking their liability away and are doing it in the best interest of those that can’t contain themselves. Additionally, this is limited to those coming in a bus or limo. If you just can’t handle not being able to RKO someone through a table, park in the grass lot and drive yourself.
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Superdome Renovations $450 Million
Kirby Jackson replied to KellyToTasker's topic in The Stadium Wall Archives
New Orleans missed out on the Super Bowl in Minnesota because they refused to give into the NFL demands. The NFL mandates that every city has “x number of hotel rooms at y price” and “z number of transportation for a price.” Last time that the Super Bowl was here the hotels, restaurants, etc... were kind of like “yeah, no” and made a ton of money. The next time that they were bidding they refused to bend to the NFL demands on that so they lost despite being the heavy favorite. @NoSaint knows it much better than me and can hopefully clarify. The Super Bowl is on it’s way back in a couple of years and should ALWAYS be. There isn’t a city in the country better equipped to hold major events than New Orleans. I’m not sure that’s even debatable. The one gripe that you hear is that it’s hard to fly direct to NOLA. The new airport though will be open (MAYBE) by football season. That’s assuming it doesn’t get delayed for the 5,000th time. Other than that, EVERYTHING is in walking distance. Most people that come will never get into a vehicle once they get to their hotel. -
Superdome Renovations $450 Million
Kirby Jackson replied to KellyToTasker's topic in The Stadium Wall Archives
You have NO idea how bad the roads are!! The Association of General Contractors and a bunch of other construction related organizations were lobbying Congress like 2 weeks ago on it. It never passes though. https://www.myarklamiss.com/amp/news/state-news/will-the-roads-get-fixed-hb-542-plans-to-get-it-done/1949361801 They’ve actually poured a ton in recently. The saints will ALWAYS acquiesce to the Saints. They have one of (if not the) best deals for a team in all of sports. -
RD 3, Pick 74: RB Devin Singletary, Florida Atlantic
Kirby Jackson replied to SDS's topic in The Stadium Wall Archives
Heard something interesting yesterday. The Bills had Singletary ranked 30 spots higher than the next available player when they selected him. This was an absolute no-brainer to them.- 865 replies
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You are acting like those guys are Peterman!! Both guys are quality NFL players. They are borderline starters. They aren’t scrubs. You do when said RB was ranked nearly 30 spots ahead of the next available player on your board which is what I heard yesterday. The Bills has a way higher grade on Singletary than anyone left at that pick and stuck to their board (as they said that they would).
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Best BBQ in the Buffalo Area?
Kirby Jackson replied to D. L. Hot-Flamethrower's topic in Off the Wall Archives
This thread is depressing!! There’s some great food in Buffalo but not BBQ. With that being said New Orleans was the exact same way a decade ago and now there are some great spots!! One good one opens and it spawns a bunch more. -
I would have picked it up just to make yourself less desperate. With that being said, if you can negotiate a 3 or 4 year deal with him it would be a win. Maybe something like 3 years, $20M with $13M guaranteed? That’s a smaller overall value than Murphy got but a little more guaranteed money. Shaq feels like a more dependable option than Murphy.
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Raiders Trade Opportunity?
Kirby Jackson replied to BillsDiehard's topic in The Stadium Wall Archives
Can someone explain to me why a team that just used a 1st on a RB is giving us another pick for a RB in his 30’s? Why wouldn’t they just sign Jay Ajayi for a fraction of the price? -
The Competition for WR6 on the Bills Roster
Kirby Jackson replied to Phil The Thrill's topic in The Stadium Wall Archives
I wouldn’t necessarily disagree except for the fact that he was the All-Pro returner last year. The league decided that Andre Roberts was the single most valuable returner in the league. That to me makes him WAY more deserving of a roster spot than DiMarco or Bodine or Lafayette Pitts or whomever is fighting for that last spot. -
Next year’s WR class is better. That doesn’t change the fact that our edge guys > than our WR. Additionally, we are trying to develop our franchise QB (which is probably still the most important aspect of this season). Add to that we had the number 2 defense last year with the same guys and one of the worst passing attacks in the league and the “need” argument is a tough one. I’ll buy prototype and/or age but in no way can you convince me that an Edge guy is a bigger need than a number 1 WR on this team, at this point.