DC Tom Posted May 15, 2015 Share Posted May 15, 2015 And somehow this is treated as being honorable, commended. ?? Every rat for themselves... The legislation was designed to disincentivize "Cadillac" plans, and you're actually going to argue that companies behaving exactly how the legislation was intended to force them to behave are now misbehaving? Link to comment Share on other sites More sharing options...
IDBillzFan Posted May 15, 2015 Share Posted May 15, 2015 The legislation was designed to disincentivize "Cadillac" plans, and you're actually going to argue that companies behaving exactly how the legislation was intended to force them to behave are now misbehaving? Yes. Yes he is. Link to comment Share on other sites More sharing options...
ExiledInIllinois Posted May 15, 2015 Share Posted May 15, 2015 The legislation was designed to disincentivize "Cadillac" plans, and you're actually going to argue that companies behaving exactly how the legislation was intended to force them to behave are now misbehaving? Yes. Yes, I am. Big freaking deal. Suck it up and move on without the whining and crying. Link to comment Share on other sites More sharing options...
DC Tom Posted May 15, 2015 Share Posted May 15, 2015 Yes. Yes, I am. Big freaking deal. Suck it up and move on without the whining and crying. They are. They're changing the plans, like the legislation was written to force them to do. The only one whining is you (and the employees getting screwed over by the ACA). Link to comment Share on other sites More sharing options...
Keukasmallies Posted May 15, 2015 Share Posted May 15, 2015 Aloha you ACA lovers; how's the State of Hawaii's health care exchange treating you? Yet another debacle chalked up to the ill-advised ACA implementation scheme. If'n the damn program kain't even sign folks up, how'll she d'liver health care services and gettum paid for? Hang loose, POTUS, you're almost finished! Link to comment Share on other sites More sharing options...
Nanker Posted May 17, 2015 Share Posted May 17, 2015 Yes. Yes, I am. Big freaking deal. Suck it up and move on without the whining and crying. F U C K YOU! Link to comment Share on other sites More sharing options...
B-Large Posted May 17, 2015 Share Posted May 17, 2015 I usually save a boatload of money by paying at point of service, then submitting the claim myself. Get the cash discount, plus the insurance adjustment. Give it ten years, though, and paying cash for medical care will be considered a "black market" transaction, and be made illegal. We should have arranged to pay upfront for a much lower price, but I was not sure the health plans here will let a subscriber submit directly. I guess I shouldn't be bitching, I have always supported plans with relatively high deductibles.... They do indeed cause a behavior change, ie now we will look for independent imaging centers for a better price. Link to comment Share on other sites More sharing options...
B-Man Posted May 26, 2015 Share Posted May 26, 2015 (edited) Crucial Omission in NYT Obamacare Story So, the New York Times has a big front-page story today about how nobody believed that subsidies would be unavailable to people in states without their own exchanges. And they run the story without even mentioning that Obamacare “architect” Jonathan Gruber once said the opposite and has been backpedaling furiously ever since. Any story claiming that the wording of the law was all just an unfortunate mistake has to at least deal with the Gruber embarrassment. Pretending he isn’t there won’t make him go away. How can we trust the New York Times’ stories when they so often leave out crucial facts that run contra to the desired narrative? Short answer: We can’t. Read more at: http://www.nationalreview.com/corner http://www.nytimes.com/2015/05/26/us/politics/contested-words-in-affordable-care-act-may-have-been-left-by-mistake.html?ref=todayspaper&_r=0 . UNEXPECTEDLY! Sticker Shock for Some Obamacare Customers. “So the proposed 2016 Obamacare rates have been filed in many states, and in many states, the numbers are eye-popping. Market leaders are requesting double-digit increases in a lot of places. Some of the biggest are really double-digit: 51 percent in New Mexico, 36 percent in Tennessee, 30 percent in Maryland, 25 percent in Oregon. The reason? They say that with a full year of claims data under their belt for the first time since Obamacare went into effect, they’re finding the insurance pool was considerably older and sicker than expected.” Gee, that’s bad luck. . Edited May 26, 2015 by B-Man Link to comment Share on other sites More sharing options...
Gary M Posted May 29, 2015 Share Posted May 29, 2015 https://twitter.com/thehill/status/603988660640485376 Blame the GOP. Link to comment Share on other sites More sharing options...
unbillievable Posted May 29, 2015 Share Posted May 29, 2015 https://twitter.com/thehill/status/603988660640485376 Blame the GOP. Hahahaa. Democrats blaming the GOP for failing to fix problems with Obamacare. Link to comment Share on other sites More sharing options...
IDBillzFan Posted May 29, 2015 Share Posted May 29, 2015 https://twitter.com/thehill/status/603988660640485376 Blame the GOP. That's pretty embarrassing. The Hill is turning into Politco. Link to comment Share on other sites More sharing options...
B-Man Posted June 1, 2015 Share Posted June 1, 2015 A GOOD SIGN FOR THE HOUSE LAWSUIT: Judge digs deeper into House GOP’s lawsuit against Obama. The appropriations count of the complaint is very strong. If the House cannot protect itself against executive encroachments on its power of the purse, no one can, and this aspect of separation of powers is rendered merely precatory. The good news is that Judge Rosemary Collyer (a smart cookie) seems to understand what is at stake in this lawsuit. . Link to comment Share on other sites More sharing options...
Keukasmallies Posted June 2, 2015 Share Posted June 2, 2015 As was projected long ago, 2016 appears to be a banner year for increased health insurance premiums. http://www.foxnews.com/politics/2015/06/02/health-insurers-ask-for-big-premium-hikes-for-obamacare-plans-in-2016/ At what point will the oft-touted ACA control mechanisms begin to slow my annual double digit premium increases? Will POTUS continue to claim the ACA is an industry-wide stabilizing force in the health care insurance industry? Any chance POTUS will draw a "red line" and stop meddling with things he neither understands nor cares about? Sail On, Oh Ship of State. Link to comment Share on other sites More sharing options...
unbillievable Posted June 2, 2015 Share Posted June 2, 2015 (edited) My sister just graduated (and got a job) now hates Obama after losing her student insurance. Her new insurance (on the exchange) has a $6k deductable for the same price. Guess who she supported while she was still in school? Edited June 2, 2015 by unbillievable Link to comment Share on other sites More sharing options...
IDBillzFan Posted June 2, 2015 Share Posted June 2, 2015 My sister just graduated (and got a job) now hates Obama after losing her student insurance. Her new insurance (on the exchange) has a $6k deductable for the same price. Guess who she supported while she was still in school? Do what gatorman does: explain to your sister that Obamacare sucks NOT because it was shoved down America's throat exclusively by Democrats who never even bothered to read the law, but rather because the GOP has done nothing to fix the law once everyone realized how bad the law was. Link to comment Share on other sites More sharing options...
B-Man Posted June 2, 2015 Share Posted June 2, 2015 King v. Burwell and the Democratic Abyss. by Moe Lane This is a somewhat interesting article on CNN about the perils for Democrats if the Supreme Court rules against the government in King v. Burwell: not least because it’s fairly clear that the author would rather that there not be any perils for Democrats at all. Nonetheless, the article does concede that the original mad optimism that Democrats showed in thinking that the elimination of federal Obamacare subsidies would backfire on Republicans was mad optimism, and maybe not particularly justified mad optimism as that. But there’s an even worse potential problem for Democrats: what’s their Plan B? Because the Republicans have a bunch of Plan Bs. Sen. Bill Cassidy (R-LA) 73% of Florida wants to set up an alternative Health Savings Account (HSA) program. Rep. Tom Price (R-GA) 83% of Georgia wants to try tax credits and pooling coverage. And there’s even Sen. Ron Johnson (R-WI) 64% of Wisconsin’s exquisite poison pill of a bill where Congress puts back the subsidies… in exchange for a repeal of the individual and employee mandates. All of these plans can’t be implemented at the same time, of course. There’s no way that they could be. But they are, in fact, plans: and should King v. Burwell be decided against the government I expect that we’ll see a Republican consensus hammered together over a long weekend. In contrast… the Obama administration has more or less responded to every inquiry as to what they plan to do if federal subsidies go away with an airy That’s not going to happen. And, indeed, it might not happen: predicting US Supreme Court decisions is a mug’s game. The problem here for the Democrats is that the Obama administration has a remarkably consistent record of being mugs. Even their greatest victory – the constitutionality of the individual mandate – was decided on something besides Commerce Clause expansion (which is what the administration used as its justification). If I was still a Democrat, I would not feel comfortable about my side’s lacking a contingency plan right now. So what’s the Democrats’ Plan B? …Besides screaming about Republicans, of course. And how has that been working out for people not named ‘Barack Obama,’ again? PS: Simply sponsoring a law that would simply replace the federal subsidies will not fly, that Politico article above to the contrary. The Democrats can’t just ram things through Congress without amendments anymore; we can just rewrite the blessed thing to our own desires and dare Obama to veto the result. It’s going to be interesting to see whether the Democrats in Congress have really realized that yet… http://www.redstate.com/2015/06/02/obamacare-king-v-burwell/ Link to comment Share on other sites More sharing options...
Nanker Posted June 3, 2015 Share Posted June 3, 2015 My sister just graduated (and got a job) now hates Obama after losing her student insurance. Her new insurance (on the exchange) has a $6k deductable for the same price. Guess who she supported while she was still in school? Do what gatorman does: explain to your sister that Obamacare sucks NOT because it was shoved down America's throat exclusively by Democrats who never even bothered to read the law, but rather because the GOP has done nothing to fix the law once everyone realized how bad the law was. Or give her birdbrain's counsel: "it's the first step toward single payer. patience grasshopper. patience." Or is that patients? Link to comment Share on other sites More sharing options...
B-Large Posted June 3, 2015 Share Posted June 3, 2015 My sister just graduated (and got a job) now hates Obama after losing her student insurance. Her new insurance (on the exchange) has a $6k deductable for the same price. Guess who she supported while she was still in school? She's no longer a student, of course it's going to get more expensive and she'll shoulder more of the burden. That makes sense. The deductible amount is kind of a poor barometer of an exchange plan... Yes it's 6k, but if she is 24 it is very unlikely her care for the year will cost anything more than her monthly premium, which I'm guessing is pretty low. The more I think about our deductible, the more I like the concept. I don't like paying for items out of pocket each year, but what it does change Heathcare consumer behavior in a profound way... When I had my job, I didn't care how much an MRI was, it was 150 copay. Now, seeing I pay in cash, i now think maybe there is a better price somewhere other than $2600. i think this very notion will begin to drive a cost restructure or competition in this field. Link to comment Share on other sites More sharing options...
IDBillzFan Posted June 3, 2015 Share Posted June 3, 2015 She's no longer a student, of course it's going to get more expensive and she'll shoulder more of the burden. That makes sense. The deductible amount is kind of a poor barometer of an exchange plan... Yes it's 6k, but if she is 24 it is very unlikely her care for the year will cost anything more than her monthly premium, which I'm guessing is pretty low. The more I think about our deductible, the more I like the concept. I don't like paying for items out of pocket each year, but what it does change Heathcare consumer behavior in a profound way... When I had my job, I didn't care how much an MRI was, it was 150 copay. Now, seeing I pay in cash, i now think maybe there is a better price somewhere other than $2600. i think this very notion will begin to drive a cost restructure or competition in this field. I have an employee having his gall bladder removed this morning in what is an expedited surgery. He didn't have time to shop around for gall bladder removal surgery, or put it out to bid, and he's about to eat it with his high deductible in a way that does absolutely nothing to make him think ACA was passed with his best interests in mind. While I understand you're trying to see the bright side, it's just not as simple as shopping around for a better price. The law is hurting many more than it was ever designed to help. Link to comment Share on other sites More sharing options...
Azalin Posted June 3, 2015 Share Posted June 3, 2015 I have an employee having his gall bladder removed this morning in what is an expedited surgery. He didn't have time to shop around for gall bladder removal surgery, or put it out to bid, and he's about to eat it with his high deductible in a way that does absolutely nothing to make him think ACA was passed with his best interests in mind. I didn't have the luxury of shopping around when I needed to have a stent placed in my left anterior coronary artery. The total cost out of pocket was $50, including the procedure and an overnight stay. I can't even imagine what that would cost me today. Link to comment Share on other sites More sharing options...
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