In 2 years my fiance and I will both be APP's, she's already one, I'm halfway there. Ideally I we want to leave the Rochester area well before retirement, as in 2 - 3 years. We both do not like the cold nor the taxes and want to be near the water/ocean. We vacationed in Charleston SC last year and loved it, but we also have our eyes on Wilmington NC as it is a little cheaper and still very close to the ocean. We are both from Rochester so our families are located here, that does not hold me back but it makes her tentative on leaving as we have a 5 month old in case we need emergency baby sitters.
If we stay up here, the day I retire I am buying a beach side/ beach town condo in a warm nice place and I will snow bird it for 8-9 months a year.