I've lived in San Diego for the majority of his career and I think he's one of the most overrated QBs of all-time. People here seem to love him, but I think it's more about his personality and toughness than his actual play. He had a couple of truly great years early in his career, but since then he's been insanely unclutch and always seems to come up with a boneheaded turnover at the most inopportune times. He's a yardage compiler and does not belong in the HOF imo.