GaryPinC

Well, the for-profits do engage in a fraud that is very hard to prove. They target inner-city and economically disadvantaged kids who don't have the education and study habits to be successful at college. But they sell them the hope of a college education and string them along for a year or two to get the max federal loans and when they inevitably flunk out, the school has our taxpayer money and the former students all the debt.

I've heard left-supporting people cry about how Bush and Congress "gave away" 700 Billion to auto, banks and housing through the TARP program so why not student loans? https://www.thebalance.com/tarp-bailout-program-3305895 "Why TARP Didn't Cost Taxpayers As of 2018, TARP didn't cost the taxpayers anything. Instead, the Treasury received $3 billion more than the $439.6 billion it disbursed. Of that, $376.4 billion was repaid by the banks, auto companies, and AIG. The U.S. Treasury made a profit of $66.2 billion from these companies because it bought shares of the companies when prices were low and sold them when prices were high. The Treasury made $5 billion on its TARP fund investment in AIG alone.8 The programs targeted to help homeowners allocated $37.4 billion. As of September 2018, they spent $27.9 billion. These funds were never meant to be repaid. The TARP program quickly turned around the banking industry. In May 2009, Fed Chair Ben Bernanke said that the results of the banking system's "stress tests" were encouraging. The tests found that nine of the country's 19 largest banks did not need to raise additional capital, nor did they need to offset future write-downs of the toxic mortgage-backed securities. In fiscal year 2010, the banks paid back $110 billion and another $38 billion in FY 2011. TARP provided a surplus to the budget in those two years as banks paid back the bailout." Sadly many Dems (especially far left) will never understand the difference between giving away free money and alleviating financial burden/crisis but with accountability. They could have done so much with reducing/eliminating interest rates early in the loan then raising them every two years. Keeping the rate low for reliable payments, setting up a public service projects volunteer program that goes towards reducing ed. loan debt without having to be hired in to the sector. Empower people, you left wing idiots. Wait till DOE loan payments start again next year and the faux morons will start crying because they didn't realize interest continued to accrue during the moratorium.

That's awesome but I can't understand for the life of me why they brag about all this? Why not keep quiet and continue? Is the morale and bragging points worth the loss of deception or are they sure the Russians figured it out already?

He'll get his day in court, this was about how his situation impacts and distracts an entire organization. I also trust that the Bills took a hard, in depth look at the circumstances around that event in making the call to release him. FWIW, one of the SDSU current players allegedly involved in the gang rape has also been released from that team. You can claim more witch trials but it may also be SDSU's increased scrutiny of the situation precipitated it. Time to trial takes months or years. In high profile incidents that affect large organizations, they do their own scrutiny of the facts around the case and make their own judgment call. Possibly unfair yes, but they can't afford the PR nightmare of supporting questionable circumstances. I'm sure the Bills are confident Araiza's situation is not simply a money grab. The victim appears to have followed post-rape protocol within 24 hours so it's not like she just started bringing this up last month.

Well, the Bills have a real mess on their hands and they have hard decisions to make. Just the fact that Araiza was involved in this type of situation is a red flag. The Bills have to protect themselves and their reputation, they need answers of the evidence here. If the girl's rape test shows multiple DNA? The statuatory issue? If there isn't real clear problems with the victim's story then I won't want to support this franchise if they keep Araiza. I get your point about innocent until proven guilty, but this isn't a trial. This is a business decision based on a terrible situation with most of the worst facets involving Araiza. You can always go support the Browns. They stood up for your principles.

Certainly interest should be targeted, you can keep it very low or zero for the first year and raise it over time to encourage early principle payoffs. Penalize with higher rates for delinquent payers. A big part of this should be some required educational seminars that map out the costs should you go into default, and yearly discussion of your loan obligations relative to your future projected salary (based on expected degree). Default is so hard to get out of because they accelerate the interest that must be paid plus can tack on collection fees. Someone I know defaulted and had a $3500 collection fee added on to their loan costs, and the fee had to be paid off first before payments were applied to the original loan with interest building up the entire time. So you get back to making your loan payment, only to watch the loan amount increase each month. But yearly online update to make sure kids and family understand future monthly loan payment vs average salary for your major. The final item is that once you pay off your original loan plus interest amount and any fees, your loan should be forgiven.

For me, the fault lies almost totally with the Browns. They should have pulled him late mid season as the injuries were hampering his game too much. He couldn't throw to the right sideline unless he overrotated and his zip and accuracy were off. Living here in Cleveland, I've watched him play since day 1 and his passes were mostly uncharacteristic and a struggle last year.

There's even more with DeShaun being here now. Plenty of unhappy and conflicted fans.

Congrats on the opportunity! I don't remember knowing an Ethan, but I was at CWRU those years also. Just recently moved out of Willoughby after about 18 years to near Chagrin Falls and work in research out at Metro. I'm an outdoors guy, so feel free to PM me if any questions. The strength of that area up there is steelhead fishing the Grand, Chagrin, Conneaut and their tribs. Gorgeous shale cliff settings that are truly underappreciated and relatively unknown. Also have a pretty solid knowledge of Lake and Geauga County parks.

Honestly his footwork and body positioning are terrible, you wonder if working with Jordan Palmer could improve his game significantly. Meh, probably not.

Happy to see dishonest scientist thoroughly investigated. Any time an investigator insists on collecting or analyzing data alone is trouble. https://www.science.org/content/article/star-marine-ecologist-committed-misconduct-university-says "Several former members of Dixson’s lab supported the whistleblowers’ request for an investigation. One of them, former postdoc Zara Cowan, was the first to identify the many duplications in the data file for the now-retracted Science paper. Another, former Ph.D. student Paul Leingang, first brought accusations against Dixson to university officials in January 2020. He left the lab soon after and joined the broader group of whistleblowers. Leingang, who had been at Dixson’s lab since 2016, says he had become increasingly suspicious of her findings, in part because she usually collected her fluming data alone. In November 2019 he decided to secretly track some of Dixson’s activities. He supplied the investigation with detailed notes, chat conversations, and tweets by Dixson to show that she did not spend enough time on her fluming studies to collect the data she was jotting down in her lab notebooks."

This goes hand-in-hand with the stop-the-steal and Jan 6th. The courthouse filings were a joke, they were published but not by any right-wing news organization that I ever found. Can you own the fact that it was very wrong what Trump enabled to happen on Jan 6, and it was a shameful, disgraceful act for the nation? If it had been Antifa they would have been hunted down by right-wingers. As you seek to be dismissive, I'm just wondering if you truly look beyond the right wing lens or are a worthless hypocrite? Every American regardless of political beliefs should be ashamed of what went down that day, are you? I have no problem saying you are dead right about the laptop and the left media. And yes, it would have been much different if it had been Trump's son. It was also shameful and it would be great if legally they could be held accountable. How can we do that? That's why right and left media sources need to be considered, not just one side.

Are the they held to equal account on Fox and all the other right wing sources? Not in my opinion. Yet the right seems to feel "their" media sources speak the truth while the left sources are totally bereft and to be ignored. Total ignorance outside your echo chamber akin to the left wingers. You are both the same.

It was just high school Josh talking smack and making jokes using controversial terms with his friends never realizing it would capture a much wider audience. Many of us did it back then. It's beyond me, in seeing how he conducts himself and the love and respect his teammates have for him, that you can't figure out he grew up since then.

Maybe the NFLPA will demand the NFL hold the Haslams responsible also. Scumbags.

Beyond more legal trouble, I feel indefinite is needed to hold Watson accountable for owning his mistakes and getting some kind of counseling/treatment.

Thanks for your perspective, I can only say it should have changed our ultimate mission and length of time there. I can certainly agree about Sec of Def, though the change in administrations certainly exacerbated the debacle.

Trump has his share of blame also, but the entire operation was rotten from Bush through Biden. While women's rights and education took a huge, temporary leap forward, we failed as a nation to facilitate a better way for the population of Afghanistan. They were so quick to abdicate to the Taliban. All 4 presidents failed in their own way. You can be stupid and focus on the one(s) you hate, or try and learn the real lessons of failure so we don't repeat them. Then he should go ahead and kill more of them. Starting with the Haqqani leadership.

This is the most important thing getting glossed over. Wasted 20 years and how much money and back where we started? The Taliban broke their word to us. We should have a drone war over there to perform assassinations of their senior leadership and raze any terrorist camps until the Taliban make changes. From the link: Zawahiri's "death is undeniable proof that Afghanistan is a safe haven for al Qaeda's top leadership," said Bill Roggio, senior fellow at the Foundation for Defense of Democracies and editor of the Long War Journal. "He was sheltered, in Kabul, by the Haqqani family, whose top leader is also one of two deputy Taliban emirs and the interior minister of Afghanistan." Roggio was referring to Sirajuddin Haqqani, who has worked closely with al Qaeda and, according to a U.N. report, is "a member of the wider al Qaeda leadership." He's been wanted by the FBI for planning an attack that killed a U.S. citizen. As interior minister, Haqqani can issue passports, giving him the ability to allow terrorists to travel in and out of Afghanistan. "The strike will be touted as a successful counterterrorism operation," said Roggio, "but it really highlights the failure of two decades of Afghanistan policy, which culminated in withdrawal last summer." Since the U.S. withdrew its remaining troops from Afghanistan last August, neither the Taliban nor al Qaeda have renounced their alliance, and waves of extremists linked to both groups have come to Afghanistan. Roggio has detailed how the Pentagon continues to downplay al Qaeda's strength in the country. The group is currently running training camps across Afghanistan. Weeks before Zawahiri's death, the U.N. said al Qaeda's "leadership reportedly plays an advisory role with the Taliban, and the groups remain close." The drone strike "doesn't change the fact that Afghanistan is a petri dish, growing threats to the region and beyond, because al Qaeda and ISIS have uncovered a space there," said Hoffman. "This is the only strike we've taken in about a year. So that doesn't mean the war is over."

Your point is that Steeler fans are all spoiled idiots oblivious to the difficulty of finding a franchise QB, which I am here to tell you many are not. There's plenty that understand the lean times ahead but delaying it on a washed up Ben was more unacceptable. I can respect that.

I probably don't know as many as you but the ones I know were more than ready to move on from Ben. 2 years ago.

As disgusted as I am by perv Watson, you are right on with this. Equally important in my mind is almost all these women involved settled for cash and no admission of his guilt and ran with it. I guess their individual horrors had a finite price. 24 cases, all very similar circumstances and behavior. No criminal charges were brought, have to assume a lack of evidence, but I feel like convincing a jury in a civil case was pretty much a slam dunk. Despite the hurt feelings, feelings were assuaged by quick, lucrative payouts. I hope the NFL pushes for more. What I really hope is the NFL changes the rules and finds a way to come down hard on the Browns. Teams shouldn't be able to negotiate contracts when a player is facing a criminal situation. I firmly believe scumbag Haslam gave pervert Watson the guaranteed deal to empower Watson the financial support to pay everyone off and be minimally accountable. The saddest part for me is Watson is not accountable to correct his behavior and the Browns tampered with the entire process. Would Watson have been able to pay everyone off without the new contract?

Ok, who are some specific examples of each? I can think of Baker Mayfield as an example of starting hot then fizzling, so we'll see how he goes this year. Beyond specific examples, how do you separate blaming coaching staffs versus the QB not having the mental fortitude and/or processing abilities to be effective?

Always amazes me after a QB like Darnold washes out, people will say the Jets ruined him, a la EJ Manuel and Trent Edwards. Manuel moved on to the Raiders and Chiefs before retiring. 4 coaching staffs saw him, he simply wasn't an NFL QB. He does hold the record for only QB to lose in 4 different countries though! (US, Canada, England, Mexico)

Can you really say anything about how injury rate affected the Texans in 2020 or did they just suck regardless? There's no clear trend with increasing injury, it's just a cluster of spread data with San Fran and Dallas as outliers. Not like it follows the drawn line in any way, hinting it's an incorrect analysis. "Right now, few public metrics capture the impact that injuries can have on a team’s on-field performance. " https://www.pff.com/news/nfl-pff-data-study-war-adjusted-injuries-lost The point of the article is to use Bayesian statistics to predict how much teams W-L records have been affected by injuries and ultimately attempt to predict how records will be affected by sustained injuries in-season. It's a valiant but seemingly feeble attempt as they tie it to pre-season records. Gotta start somewhere though. I can find zero basis for the "we're due for a rash of injuries" you seem to feel the data supports. They do make the point with a chart that injuries are random and unpredictable so I guess you can claim karma but they don't deal with that here. Injuries have 3rd least affected our W-L record compared to preseason. Great. I feel like their time would be better spent comparing injury rates between established teams with consistent coaching and training staffs versus teams with high turnover of personnel and/or coaches year-to-year. I would guess poor training staffs and players being out of position or confused due to inexperience and/or new Coordinators would have the biggest impact on injury rate above baseline.