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The Affordable Care Act II - Because Mr. Obama Loves You All


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to each his own. seems when it come to where to live, i'm more libertarian than many here. yet i'm a liberal...hmmm.

 

I'm of the same mind as you with regard to HOAs, but that in and of itself doesn't make either of us Libertarians. TYTT is right when he says that liberty allows you to enter into a restrictive contract if that's what you want to do.

 

I believe that drugs shouldn't be illegal, but I don't have to prove my devotion to the Libertarian philosophy by moving into a neighborhood full of crack houses.

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I'm of the same mind as you with regard to HOAs, but that in and of itself doesn't make either of us Libertarians. TYTT is right when he says that liberty allows you to enter into a restrictive contract if that's what you want to do.

 

I believe that drugs shouldn't be illegal, but I don't have to prove my devotion to the Libertarian philosophy by moving into a neighborhood full of crack houses.

the more reasonable analogy would be to move to Colorado.

 

 

"No, you're not".

yeah, labels don't always fit. how bout this: I overwhelmingly choose liberal candidates when they are an option.

Edited by birdog1960
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the more reasonable analogy would be to move to Colorado.

 

 

"No, you're not".

yeah, labels don't always fit. how bout this: I overwhelmingly choose liberal candidates when they are an option.

 

They especially don't fit when you thoroughly misuse them because you don't understand them.

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Obamacare strikes again: Missouri grad students lose health insurance subsidies

 

http://www.thecollegefix.com/post/23818/

 

FTA:

 

KOMU reports “MU said it can no longer pay for graduate students’ health insurance because of changes in federal health care policy under the Affordable Health Care Act.”

 

“MU said the IRS considers graduate students as employees of the university rather than students because they provide research and teaching assistance. The Affordable Care Act prohibits employers from giving employees money specifically to buy insurance under the individual market.”

 

“If the university does not comply with ACA standards, it could be fined $100 per day per student by the IRS,” KOMU pointed out.

 

As The College Fix has previously reported, Obamacare is no boon to young people or campus life: “Those who have seen their paychecks shrink as a result of the Affordable Care Act include students who work on campus at restaurants, bookstores or gyms, teaching assistants, Residence Advisers, officer workers, student journalists, and a variety of other workers, such as part-time maintenance crews and groundskeepers. Educators’ work hours have also been cut due to the mandate, including part-time instructors and adjunct professors.”

 

And this is not the first time Missouri young people specifically have been screwed by the Affordable Care Act (a misnomer if ever there was one): Obamacare hiked insurance rates by 411 percent for Missouri’s male millennials, it was reported last year.

 

The bottom line is this program was billed as a way to make health insurance more affordable for young adults, and it has done just the opposite. Young people continue to lose work and health benefits over it, and their premiums are exponentially higher now.

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MU said the IRS considers graduate students as employees of the university rather than students because they provide research and teaching assistance.

 

When the hell did this happen? When I was in grad school, I didn't have an employment relationship with the school. I had a grant. Particularly when I was doing research under a research grant, which had nothing to do with the school.

 

That kind of thinking, that grad students are employees, is going to seriously !@#$ up higher education when they conclude that graduate student grant assistance has to be pegged to minimum wage to provide a "living wage."

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The bottom line is this program was billed as a way to make health insurance more affordable for young adults, and it has done just the opposite. Young people continue to lose work and health benefits over it, and their premiums are exponentially higher now.

I have an issue with the article...

No one ever said that it would make insurance affordable for YOUNG adults. The college students might have assumed that fact since they believed that it would be "free," especially for those who don't have jobs... but the point of Obamacare was to force the young to pay more, to balance a discount for the elderly. Just because the discount never happened, does not mean they spared the young from the increased cost.

 

I find that many liberals tend to confuse their "hope" for what a law will do with the reality of what it actually does...

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Insurers warn losses from ObamaCare are unsustainable

 

http://thehill.com/policy/healthcare/276366-insurers-warn-losses-from-obamacare-are-unsustainable

 

Something has to give, either insurers will drop out or insurers will raise premiums.”

 

 

The removal of the risk corridor (aka insurer bailout) was a significant development, as that was used to absorb the losses from the carriers. Considering that there is a better than decent chance that Hillary will be president and that she truly is more of a centrist at heart than Obama, she will probably look to strike a deal with congressional republicans. The GOP has TONS of leverage when it comes to reshaping the ACA, one cannot overstate the impact that the removal of the risk corridors is having on the confidence of the private insurers desire to stay on the exchange and ride out the "losses".

 

From my experience the insurance mandate is not a big driver of the new enrollees on the ACA exchange. Most people that are enrolling on the ACA plans is because they either A) couldn't afford it before and now the subsidies make it possible for them to obtain coverage or B) They couldn't obtain coverage due to pre existing medical conditions.

 

Congressional republicans should seek to:

 

1) Strip away the mandate, even though that will be a tough concession to get out of the democrats.

 

2) modify the "minimum essential benefits" such as the paternalistic measures of mandating all coverage provide maternity coverage

 

3) Strip out the medical device taxes

 

4) See if they can remove some of the regulations that prevent the competition across state borders and some additional tort reform.

 

I think the only thing the Republicans have to give up is to add back in the risk corridor provision that was in the first year.

 

Seems like an awful lot to give up for Democrats for just one provision, but again it cannot be overstated how important the removal of those risk corridors has impacted the attitudes of carriers. United Healthcare is bailing because of it, and others are either following suit or have closed shop.

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Hip Surgery




Two patients limp into two different doctors' offices with the same complaint: Both have trouble walking and may require hip surgery.






Patient 1. is examined within the hour, is x-rayed the same day and has a time booked for surgery the following week.











Patient 2. sees his family doctor after waiting 3 weeks for an appointment, then waits 8 weeks to see a specialist, then gets an x-ray, which isn't reviewed for another week and finally has his surgery scheduled for 6 months from then, pending the review board's decision on his age and remaining value to society.






Why the different treatment for the 2 patients?











The FIRST is a Golden Retriever taken to a vet.











The SECOND is a Senior Citizen on ObamaCare.



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The wonder that is Obamacare strikes again!

 

UnitedHealthCare is out.

 

UnitedHealth's president and chief financial officer David Wichmann added that the company served 795,000 people on public exchanges as of the end of the first quarter. It expects to have only 650,000 public exchange members by December.

This could be a blow to President Obama and his signature law to overhaul the nation's healthcare system.

And according to estimates from the Kaiser Family Foundation, it could mean higher insurance premiums in several states -- most notably Alabama, Arizona, Iowa, Nebraska and North Carolina.

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The latest Obamacare gift to consumers? MORE RATE HIKES!

images.jpg

 

 

Unfortunately (or fortunately — depending on where you stand) for Democrats, pending rate increase announcements could not come at a worse time.

 

Open enrollment begins the first week of November, just in time for Obamacare and independent health insurance consumers to take their sticker shock to the ballot box.

 

(more…)

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The latest Obamacare gift to consumers? MORE RATE HIKES!

images.jpg

 

 

Unfortunately (or fortunately — depending on where you stand) for Democrats, pending rate increase announcements could not come at a worse time.

 

Open enrollment begins the first week of November, just in time for Obamacare and independent health insurance consumers to take their sticker shock to the ballot box.

 

(more…)

 

Look for the executive order delaying it to come out in...late September? Probably some bull **** about structural problems with the insurance companies over the co-ops or something...

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Look for the executive order delaying it to come out in...late September? Probably some bull **** about structural problems with the insurance companies over the co-ops or something...

I don't believe he could do that. Each state approves the rate hikes, not sure how he could tell them to delay it. Not to mention you'd most likely see a decent bit of carriers abruptly drop out. However, I wonder if he could somehow insert the risk corridor via executive action.

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I don't believe he could do that. Each state approves the rate hikes, not sure how he could tell them to delay it. Not to mention you'd most likely see a decent bit of carriers abruptly drop out. However, I wonder if he could somehow insert the risk corridor via executive action.

 

Tell me when that has stopped him before.

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