Well, it is tough to replace a starting QB, your star running back, your top two receivers (one to retirement, the other to injury) and your leading pass rusher all in one season...and I know it is not popular to right now, but the owner was in one of his "Ralph is cheap" modes, part of what drove the border-line HOF coach Chuck Knox away...the Knox era teams were built with aging veterans sprinkled throughout their roster..thet were built to win it all in 1980, 1981 and 1982, not when Stephenson took over.