There are three wild cards available. Right now the Chargers, Broncos and whoever finishes second in the AFCN have the inside track. But there are still a ton of games left and literally millions of scenarios. (Last year the Bills were 6-6 at this point.) I’m not convinced that both the Broncos and Chargers will get to 10 wins. It’s even possible that the second place AFCN team ends up with less than 10 wins because their schedules are BRUTAL. If Miami runs the table (unlikely but possible) I can’t see them not getting in, and who knows what the tiebreakers look like. Unlike some here, I would much rather play Denver or the Chargers than Miami in the first round.