Where Chef lives, the worry is in the fall with fires. He lives not to far from where the 1991 fires killed about 40 people. There is enough vegetation that the hill won't slide. It may burn in the dry fall but slide, no.
Cold? Ha! I lived for about 20 years in the area and only wore a winter jacket about 3 time. I only took it out was when I was coming back to WNY for Xmas. I wore sweatshirts and windbreakers most of the time. When I ha first moved there, I went to the supermarket during rain storm, The lot was deserted. I asked the girl why no one was out and she said "It's raining!"
The main problem was not cleaning up the fallen leaves and then having them clog up the drains.