Thanks for pointing this out.
The reddogblitz health plan is built on this principle.
The govt buys everyone in America a basic health plan. Literally Everybody's in, so premiums should be less. Let businesses concentrate on building widgets, not shopping for insurance. Good for consumers. Good for insurance companies and health care providers. It would be great for business.
We're paying for it already with higher premiums, Medicare, Medicaid, county health offices, emergency rooms, planned Parenthood, the VA, etc. Streamline the system. And let us negotiate for drug prices like all the other countries do.
[Queue the we don't have capacity for this crowd]