DC Tom

That was actually pretty funny. So childish, he had me wondering for a moment if he was mocking millennials.

Well...if he likes his coffee tall and black, then he wouldn't drink espresso now, would he?

Good. You're an idiot. Was going to tell you earlier, but I held out hopes you'd get some good responses before I said hello.

The correct response is "Just how I like my coffee."

Well, we know the Clintons are innocent. If they were implicated, Epstein would have "killed himself" by now.

A biker gang grabbed me off Hertel Ave. and held me for two days until under threat of torture I promised to root for the Bills. I may have chosen poorly.

Most of the world doesn't count the death of premature births as infant mortality. The US does, which skews the infant mortality rate high.

Racist

The definition is set by NIH. And the US definition is pretty different from the rest of the Western world, which is why infant death rates in the US are so high.

Hired as an adjunct. Big deal.

Have we met?

No, you're old.

You forgot economics, genetics, and meteorology. But when you're an expert in intersectionality, you're an expert in everything.

"Half-baked."

They've had lots of great candidates. It's not their fault the elections get stolen from them. They had Al Gore...who had the election stolen from him. And Hillary Clinton...who had the election stolen from her. And Jimmy Carter, who probably had his reelection stolen from him. And LBJ, who had his desire for reelection stolen from him. And Geraldine Ferraro, who had her election stolen from her by Walter Mondale. And Gary Hart, who stole his election from himself.

You don't even understand where the corruption is, dumbass. Shut the ***** up.

Everything contains bacteria. Even this thread is contaminated with bacillus tiberius.

Anyone ever notice that Beto never commits himself to anything?

You'd have a tough climb even convincing me it was unethical. They were creating highly leveraged trading vehicles that were multiple times removed from any tangible value. They were trading vapor whose only value was that it acted like something else that had tangible value. That's stupid, but not immoral. No. I mean, they changed. But not in any meaningful way that'll prevent another catastrophe. Just as how the previous catastrophe was caused by the change in laws motivated by the catastrophe before that (Enron).

More accurately, no one understood how much exposure banks had to borrowers who over-borrowed, through their own negligence or being defrauded or blackmailed into it (e.g. Countrywide.) Really, the three parties most directly responsible are Washington Mutual and Countrywide - who rightfully went out of business, and some of whose executives were rightly jailed - and HUD, for completely neglecting to enforce regulations concerning settlements. Of course, no one was held responsible for that.

Sure. Just like it's fair to say the instruments created by Remington are the very thing that enable white supremacists to shoot up mosques. Mortgage brokers have no skin in the game. The job is to match people to loans and take points. They have nothing to do with CDOs. You don't actually what those "instruments" are, do you?

Yes, he is. The stories my wife tells me about closings...really, for all the changes since 2008, not a damn thing has changed.

^ Expression of idiocy. How do you think the real estate industry works? I mean, in its entirety, what do you think happens when someone buys a house from someone else? The corruption is invariably local. The financial industry is too closely regulated for national organizations to practice meaningful corruption.

And attorneys, and title companies, and loan officers, and the people at HUD and Treasury who weren't (and still aren't) enforcing the law. The financial industry may actually be the most blameless of everyone involved. But especially the mortgage brokers. "Bogus mortgage broker" is redundant - I've never even heard of an honest one.

"How dare he use our failed political opportunity as a political opportunity!"