Disagree. You need to look at the rate of fumbles. It’s like saying a QB who threw 3 interceptions out of 300 throws is worse than a QB who threw 2 picks in 10 throws. Josh is required to run much much more than most QB’s. It’s about as bad as the accuracy narrative.
I’ve never understood this “playing with house money”. Every team is one and done in the playoffs and each team will be playing to win. The term “playing with house money” means you can afford to lose, which is definitely not the case here.