eSJayDee Posted September 1, 2010 Share Posted September 1, 2010 Just got a new/used car & my insurance premium was jacked up significantly (State Farm). I considered switching b4, but being happy I didn't think switching companies was worth the risk for the less than $200 it was gonna save me. It's now almost $400 w/ the new car. FWIW, I have a clean license, never any accidents & no tickets in the last 10 yrs. I also have Classic Car insurance thru another company on my 2nd car. Anyone wish to give any opinion on Geico, it'd be appreciated. Thanks. Link to comment Share on other sites More sharing options...
kegtapr Posted September 1, 2010 Share Posted September 1, 2010 My wife and I have been with Geico for the past 7 years. Don't have any complaints about them. The two glass claims I had to file went smoothly and had no affect on my premium. We're in the same boat as you, no accidents/claims (other than the glass) or tickets. I've heard you really only save with them if you are a low risk customer, otherwise they're priced equal or greater as other companies. I shop my policy every couple of years and have yet to find lower for equivalent coverage. Link to comment Share on other sites More sharing options...
Pine Barrens Mafia Posted September 1, 2010 Share Posted September 1, 2010 My wife and I have been with Geico for the past 7 years. Don't have any complaints about them. The two glass claims I had to file went smoothly and had no affect on my premium. We're in the same boat as you, no accidents/claims (other than the glass) or tickets. I've heard you really only save with them if you are a low risk customer, otherwise they're priced equal or greater as other companies. I shop my policy every couple of years and have yet to find lower for equivalent coverage. We switched FROM Geico when we moved (to Progressive) and saved a boatload of coin. Link to comment Share on other sites More sharing options...
The Dean Posted September 1, 2010 Share Posted September 1, 2010 Just got a new/used car & my insurance premium was jacked up significantly (State Farm). I considered switching b4, but being happy I didn't think switching companies was worth the risk for the less than $200 it was gonna save me. It's now almost $400 w/ the new car. This is the reason many of those ads say something like, "Those who switched from Company X saved an average of $350." Obviously people who wouldn't save don't switch and many don't switch unless the savings is considerable. It could be the company is more expensive than the competition for 80% of us, but those who switch save an average of $350. Ad speak. I am now with Geico because it saved my money from my last insurance company. They seem fine. Their rep is fine. I think it's crazy to spend $400 more to stay with a company that doesn't want to give you a break. Link to comment Share on other sites More sharing options...
kegtapr Posted September 1, 2010 Share Posted September 1, 2010 We switched FROM Geico when we moved (to Progressive) and saved a boatload of coin. Discount! I had Progressive before Geico and was getting raped by them. I got a quote from them last year that was a few dollars cheaper than Geico but not enough to make a switch worth while. That, and I really don't want to switch to them just because of those damn commercials, they grate on my nerves. Link to comment Share on other sites More sharing options...
ajzepp Posted September 1, 2010 Share Posted September 1, 2010 I've been with Geico for the past few years and have no complaints. Pretty happy with the rate...good customer service. Link to comment Share on other sites More sharing options...
Mr Info Posted September 2, 2010 Share Posted September 2, 2010 USAA Rules! Link to comment Share on other sites More sharing options...
/dev/null Posted September 2, 2010 Share Posted September 2, 2010 (edited) Does Elmer Fudd have trouble with the letter 'R'? Edited September 2, 2010 by /dev/null Link to comment Share on other sites More sharing options...
KD in CA Posted September 2, 2010 Share Posted September 2, 2010 USAA Rules! +1 Link to comment Share on other sites More sharing options...
SDS Posted September 2, 2010 Share Posted September 2, 2010 I've had them for almost 20 years... No complaints, although they could have been more aggressive when my wife got rear-ended in a chain reaction. The lady thought the other low rent company wouldn't pay, so I would be SOL for my deductible. I handled it and got paid... Link to comment Share on other sites More sharing options...
EndZoneCrew Posted September 2, 2010 Share Posted September 2, 2010 Screw Geico.......I heard that company actually hired a dude who wore a Pittsburgh Pirates jersey with a #12 Kelly on the back Link to comment Share on other sites More sharing options...
EC-Bills Posted September 2, 2010 Share Posted September 2, 2010 USAA Rules! +1 Add another +1 to USAA! Link to comment Share on other sites More sharing options...
Just Jack Posted September 2, 2010 Share Posted September 2, 2010 Screw Geico.......I heard that company actually hired a dude who wore a Pittsburgh Pirates jersey with a #12 Kelly on the back Link to comment Share on other sites More sharing options...
Jerry Christ Posted September 3, 2010 Share Posted September 3, 2010 Discount! I had Progressive before Geico and was getting raped by them. I got a quote from them last year that was a few dollars cheaper than Geico but not enough to make a switch worth while. That, and I really don't want to switch to them just because of those damn commercials, they grate on my nerves. I've been paying 50% less at progressive than when I was with geico.....so yeah I'm not a fan of geico anymore lol Link to comment Share on other sites More sharing options...
eSJayDee Posted September 3, 2010 Author Share Posted September 3, 2010 Thanks everyone for your input. FYI, I just switched this morning. FWIW, what I ended up paying was actually less than I was quoted online. I'm guessing that's cuz the quote included my 2nd (seldom used) vehicle. So the ultimate savings is actually about $400 or 40%! Link to comment Share on other sites More sharing options...
CountDorkula Posted September 3, 2010 Share Posted September 3, 2010 I had allstate was paying about 1400 a year. Switched to Geico saved about 300 a year. 3 months later I got in an accident. Had a 99 ford escort zx2, hit black ice totaled both cars.(somehow they worked it out with carruba collision to pay me the value of my car in a check then i could take that check and use it to fix the car, which i did and made about 150 bucks off the deal. 3 months later I bought myself an 02 ford ranger. My insurance went down to under 1000 a year. Geico has been nothing but good to me! Link to comment Share on other sites More sharing options...
Fezmid Posted September 3, 2010 Share Posted September 3, 2010 I believe stevestojan still works for them. Link to comment Share on other sites More sharing options...
rackemrack Posted September 4, 2010 Share Posted September 4, 2010 i was paying $700 for six months through state farm, and switched to geico for $400 for six months. my state farm agent told me there was absolutely no way they could compete. I don't think i would go back to state farm even if they were cheaper because I was rear-ended last summer and got no help or support from my agent, I was calling the other guy's insurance and the collision shop every day to sort it out, I knew more than my agent! I pay them to do that ****, but they didn't and I needed a car to get to work!!! long story short they weren't good neighbors... Link to comment Share on other sites More sharing options...
Rob's House Posted September 4, 2010 Share Posted September 4, 2010 Just got a new/used car & my insurance premium was jacked up significantly (State Farm). I considered switching b4, but being happy I didn't think switching companies was worth the risk for the less than $200 it was gonna save me. It's now almost $400 w/ the new car. FWIW, I have a clean license, never any accidents & no tickets in the last 10 yrs. I also have Classic Car insurance thru another company on my 2nd car. Anyone wish to give any opinion on Geico, it'd be appreciated. Thanks. My wife and I saved apx $300 by switching from Geico to Allstate. We switched FROM Geico when we moved (to Progressive) and saved a boatload of coin. Say it ain't so Joe. It's not just a name. Link to comment Share on other sites More sharing options...
The Dean Posted September 4, 2010 Share Posted September 4, 2010 When I first turned 50 I got a great rate from The Hartford through AARP. Ridiculously cheap. Then, two years later, they doubled my rate. No accidents, no tickets, paid on time, etc. The reason? They had no credit info on me. When I first got the insurance my credit sucked. But after two years of repairing bad credit and taking NO credit, the agencies had no score for me. I was in limbo. So, because my credit was no longer as bad, and certainly not worse (that would have shown up), they wanted to double my rate. I compared a bunch of companies and Geico was the best deal. This year, when renewing, I gave the other guys a shot. Some came close, but nobody came in for less. One company, 21st Century Insurance, was about double what I pay now and completely out of the ballpark of the others. Here's the thing. I get a letter in the mail from 21st Century every month, sometimes two, asking if I want to switch. I believe they had the site where you actually enter what you pay now, so I think they should know they were double what I pay. If that wasn't enough, I called them and told them as much and suggested they might want to save some $ on printing and postage as 1. They were double what I pay now. 2. I made that decision 6 months ago and won't revisit it for another 6 months at the earliest. 3. Their rate is double what I pay now! I think I know why their prices are so high. They are stupid and spend too much money on printing and postage targeting people who will never switch. Link to comment Share on other sites More sharing options...
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