Arkady Renko

I actually thought, when reading the title, that someone was actually thinking that the Bills might move to Manchester.

I won't be getting Fairport electric unfortunately.

I will be moving into my first home in the Rochester area and am looking to cut expenses. My wife and I have an HDTV and we are wondering how good the HD reception is with an indoor antenna in the Penfield/Fairport area specifically. Any thoughts?

I did not know you could do that. Very interesting.

"There are already many legal ways around it and much inheritance income grew tax free." The only significant money that grows tax free are in retirement accounts besides stock appreciation, which are hardly much for someone with a high net worth. The only issue is with appreciated stock which has the basis of the FMV at death. It would not be hard to change that rule so that capital gains cannot be avoided (of course capital gains ignores inflation as is). There being ways around it is precisely one of its main problems. Much money is simply diverted to estate planners who come up with the next creative way to avoid estate taxes. Then new tax rules come on, wasting everyone's time for a pretty low revenue producing tax. Inherently, it requires restrictive controls on how people dispose of their property during both life and death. Wealth can be used for power during life (see all the rich men and women running for Congress), can be wasted on extravagance, and it can be given to someone's family. I am not really sure why the latter should be penalized more than the first two. Outside of my anecdote, I doubt I will ever even be indirectly affected by the estate tax, and when I am struggling and working hard I can resent the trust fund babies, but I am not sure our tax system should be built around envy and spite.

When the estate tax had a lower exemption, a family farm in my family hand's for generations had to be sold off down in Maryland because suburban sprawl in the DC-Baltimore area had jacked up nearby property values. It was my great-grandfather's farm that he had barely held on to during the depression. He had 8 children who had worked along aside him, sometimes continuing to do so as adults. They were not going to get a windfall, but the tax looks at the estate, not among how many people the property is going to... they had to sell it and it is now a sprawling subdivision full of McMansions.

I am not a big Sports Guy fan anymore, but I think he got it right when he said that going beyond 4 people total for a pre-game show is a big mistake. The chemistry goes, the conversation sucks and people just start laughing at each other in order to seem like they are adding value to the whole thing.

Yeah, it is Lee Evans, but my description is correct. He was in Something About Marry. http://www.imdb.com/name/nm0262968/

Oh wow, I thought that was a joke.

IIRC, he was in Something about Mary and is a British comic. I could look it up on IMDB, but that would be cheating.

What does "community rated" mean?

This is seriously ridiculous. The chance of me or my wife needing any significant care is very small, but if it happened it would be financially devastating. Therefore, the perfect place for insurance to come in. I know the whole information asymmetry and all that, but NY has to do something about this. Their insurance laws have chased away short-term insurance, which most of the rest of the country has available.

Yeah, they don't offer it in NY either there or on ehealthinsurance.com. Thanks though.

That is certainly the fallback...

My wife and I are moving to Rochester to take new jobs. Our health insurance does not kick in until a couple months in. We are both in our 20s and are in good health. However, it seems prudent to try to have some sort of gap coverage or simply have some sort of catastrophic coverage in the meantime. We are above the income cutoff for Healthy NY programs, and our current provider does not do business up there for COBRA purposes. It seems like there is little in the way of short term health insurance or catastrophic coverage in NY state. Any advice?

You're flame, we get it.

yfwgi

Get well soon, Millbank!

Rightly or wrongly you cannot sue someone for not helping you when you are injured absent some specific exceptions. Also, someone who was negligent is liable for all foreseeable damages including bad medical care. Of course, I am probably being stupid in taking any of this thread seriously.

Sometimes people don't know they hit a pedestrian. There was a recent case where someone was completely surprised that he killed a woman who was bending down in a cross walk. Perhaps he was lying, but he went about his normal day and police found him credibly surprised.

At first I was like, peeshaw, a CFL team would lose in such a game. Then I thought about it more and thought how terrible our recent "dream teams" have done in basketball when playing under international basketball rules.

Looking at the percentage of taxes on a property's value is kind of misleading. The same services need to be paid for for the same people when the houses are worth less.

That sounds like very objective reasoning. I am glad that you have accepted "Who Killed the Electric Car" without question.