Another Fan Posted June 11 Posted June 11 Perhaps it was posted in threads in the past but what is the consensus on it? Ive known some lower income people that say they were able to get more accessible insurance access due to it. And supposedly nobody with preexisting cases gets denied. But I see it largely as a disaster imo. Biggest negative I see from it is it influenced these Managed Care models or HMOs with private Medicaid companies. Managed Care soon followed and might replace Medicare soon. Most managed care companies are largely a disaster from the provider and customer side. As Biden said We Killed Medicare.
Pokebball Posted June 11 Posted June 11 Obamacare subsidized insurance companies more than it benefited anyone 1
Joe Ferguson forever Posted June 11 Posted June 11 3 minutes ago, Another Fan said: Perhaps it was posted in threads in the past but what is the consensus on it? Ive known some lower income people that say they were able to get more accessible insurance access due to it. And supposedly nobody with preexisting cases gets denied. But I see it largely as a disaster imo. Biggest negative I see from it is it influenced these Managed Care models or HMOs with private Medicaid companies. Managed Care soon followed and might replace Medicare soon. Most managed care companies are largely a disaster from the provider and customer side. As Biden said We Killed Medicare. First, medicare already has managed care. When you sign up, you can choose traditional medicare and buy separate supplemental insurance or buy a managed care product (Medicare advantage) which is cheaper but much more limited. I agree with your assessment of current managed care programs They make a substantial profit on the patients and providers for doing nothing to improve (and usually worsen) care. Pre existing conditions are specifically protected by Obamacare. It's part of the foundation of the program.
Homelander Posted July 7 Posted July 7 15 minutes ago, B-Man said: Made things worse. What a big deal, right Joe ? Oh, you mean the Affordable Care Act—the one that slashed the uninsured rate, protected people with pre-existing conditions, let young adults stay on their parents’ plans, and even slowed healthcare spending growth for years? Yeah, weird how that part always gets left out. That chart you’re clinging to? It doesn’t show healthcare costs rising. It shows healthcare taking up a larger share of household spending—which is exactly what happens when: Americans get older and need more care, Boomers own their homes outright and spend less on housing, And retirees live on fixed incomes, making every dollar count more. This is a demographic reality, not an Obamacare failure. Unless you think the ACA was supposed to reverse aging, cure chronic disease, and rebalance household budgets by magic? And while we’re at it, let’s talk about Trump. He ran on “repeal and replace” for four years—and delivered neither. No plan, no fix, no clue. Just lawsuits to strip coverage and tweets pretending that counted as policy. Let’s be real - you don’t actually care about any of this. You’re just mourning the fact that you got played. Again.
B-Man Posted July 7 Posted July 7 Thanks, Obama! Turns Out the 'Affordable Care Act' Made Healthcare MORE EXPENSIVE Than Food, Housing Amy Curtis We had to pass Obamacare in 2010 because it was the only thing that would stop healthcare costs from spiraling out of control. Except it didn't. Now, Americans spend more on healthcare than housing and food. {snip} These two things are related: whenever the government subsidizes something, it gets more expensive. Just like education. Men -- single men -- were required to buy insurance plans with maternity coverage so they could pay for some woman's OB-GYN. Because 'fairness' or something. https://twitchy.com/amy-curtis/2025/07/07/ag-hamilton-obamacare-federal-healthcare-spending-n2415328
Orlando Buffalo Posted July 8 Posted July 8 The only thing that is good from it is lowering the rate of uninsured. That could have been accomplished by expanding Medicaid for about 5-8% of the cost. The rest of it was limiting options and allowing health insurance companies to deny vital medicines to be denied. There is no private market anymore and no one will create a new company because unless you can start with a million customers you can't compete. Truly a horrible bill that has cost the country trillions is waste and caused inefficiency 2
B-Man Posted 12 hours ago Posted 12 hours ago How Obamacare Set In Motion Today’s Premium Crisis Sally Pipes FTA: Democrats are panicking about a looming 75% average increase in the out-of-pocket cost of insurance premiums next year for the roughly 6% of the population that shops for coverage on Obamacare’s exchanges. Their panic led them to shut down the government at the end of September. The increase is a function of the expiration at the end of this year of generous enhanced premium subsidies enacted by the Biden administration as part of the March 2021 American Rescue Plan Act and extended as part of the August 2022 Inflation Reduction Act. The complicated scheme of premium subsidies would return to the structure in force in 2014, when the exchanges opened. Individual-market premiums over the last decade-plus have been surging. Between 2013 and 2014, when Obamacare’s many regulations took effect, they rose 47%. Average premiums for benchmark plans rose 75% between 2014 and 2024. In other words, Obamacare has been an engine of insurance premium inflation. Democrats have tried to cover up that fact with ever more taxpayer subsidies. Yet another round of subsidies will not fix that fundamental problem. https://www.forbes.com/sites/sallypipes/2025/10/14/how-obamacare-set-in-motion-todays-premium-crisis/ .
JFKjr Posted 11 hours ago Posted 11 hours ago On 7/7/2025 at 5:19 PM, Homelander said: Oh, you mean the Affordable Care Act—the one that slashed the uninsured rate, protected people with pre-existing conditions, let young adults stay on their parents’ plans, and even slowed healthcare spending growth for years? Yeah, weird how that part always gets left out. That chart you’re clinging to? It doesn’t show healthcare costs rising. It shows healthcare taking up a larger share of household spending—which is exactly what happens when: Americans get older and need more care, Boomers own their homes outright and spend less on housing, And retirees live on fixed incomes, making every dollar count more. This is a demographic reality, not an Obamacare failure. Unless you think the ACA was supposed to reverse aging, cure chronic disease, and rebalance household budgets by magic? And while we’re at it, let’s talk about Trump. He ran on “repeal and replace” for four years—and delivered neither. No plan, no fix, no clue. Just lawsuits to strip coverage and tweets pretending that counted as policy. Let’s be real - you don’t actually care about any of this. You’re just mourning the fact that you got played. Again. So healthcare costs AREN'T rising? Thanks for that interesting revelation. Obamacare has resulted in broader coverage, declining care and enrichment for insurance companies. It's a win/win/win if that's what you were hoping for.
Homelander Posted 10 hours ago Posted 10 hours ago How can anyone criticize Obamacare when Republicans have worked tirelessly to dismantle it, yet proposed no meaningful replacement?
Orlando Buffalo Posted 7 hours ago Posted 7 hours ago 3 hours ago, Homelander said: How can anyone criticize Obamacare when Republicans have worked tirelessly to dismantle it, yet proposed no meaningful replacement? What a stupid comment, Obamacare is horrible, it only works by requiring people to pay for coverage they don't need and then having the government cover the rest of the tab. It is a failure on every level and could have been accomplished for 5% of the cost by simply expanding Medicaid, but to admit it that would require you to acknowledge you were duped. 1 1
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