1) Gailey. He made bad decisions, especially in terms of the run/pass mix but also the punt. Gailey put Fitz into a situation where he is not capable of performing (pass on virtually every down in 2nd half). Does not run from a standard handoff enough - when we do, we have good success. We tend to lose more yards on toss-outs and other plays designed to start side-to-side (as opposed to plays starting from the middle where the RB chooses to go in or out).
2) Fitzpatrick. Cannot pull out the game when it is put on his shoulders (see #1).
3) Bruce DeHaven. Oops, our special teams are not good. Great special teams do not win a lot of games (see the Jauron era) but bad special teams lose enough games to matter (see Jones, Ronnie).
4) The secondary. Our defense played well overall, but let us down at some critical moments primarily in coverage on 3rd and long.
5) Ralph Wilson. The curse of Doug Flutie continues, and Ralph is to blame.