Thank you. I worked with a counselor at Fidelity, who helped me set my risk level and made suggestions accordingly. I'm probably only going to work for another 5 or 10 years or so (I'm getting old), so I opted for what he described as midway between conservative and risky. I have it broken down like this: 5% in an Interest Income Fund, 25% Bond Funds, 21% international stocks, 25% large caps, 24% medium & small caps. I stopped keeping company stock because it's been pretty flat for quite a long time, but pays a dividend every quarter.
Thanks for the tips! I do know enough about commodities to know that I don't dare try getting into them, but I'll definitely give a few of the books you suggest a look.
Speaking of IRAs, someone has suggested I look into a Roth IRA, which I like the idea of since it appears I'll not get soaked on taxes investing in one.
Thanks for the advice - all of you. You've given me plenty to consider.