What can you say? He left his binoculars on the bed? Presumably used while looking out your own window, but why take them with you? Very strange. That's why criminals are stupid.
I borrowed every penny for college and living expenses. It took close to a year to get the job I really wanted and have earned way more money by going to college than not. I recommend to any young person to borrow the money if they have to, in the end it is way better to have the education than not. More doors will be opened.
Investing in people, I'm assuming is education loans, the person improves their station in life, higher earning potential, can now buy that house, car or whatever. which in turn helps grow the economy and we all benefit.