This.
I also think physical talent is used way too much in top 5 debates. Aaron Rodgers looked great throwing 60 yards off his backfoot in October against Detroit. Tom Brady looked even better shredding a top five defense of all time in the 4th quarter of the 2014 SB. Or, coming back down 25 against Atlanta in the Super Bowl.
I'm a Bills fan. And Allen has more natural talent than a Tom Brady or Montana. But he certainly isn’t a better QB than either. And even he would say that.