ICanSleepWhenI'mDead

Serious question, because I'm too lazy to try to goozle-chat this today. Is the Pegulas' "massive investment" in the Buffalo area bigger than what they paid to buy the Bills? Because if it's not, then maximizing the return from their investment in the Bills Trumps their need to get a return from what they spend elsewhere in Buffalo. Think "sunk costs," which should be ignored in making future economic decisions.

Then we'd just have one more wall for the writing to be on.

A few of my favorites: 1. "Whether you think you can, or think you can't, you're right." - - Henry Ford 2. "Nothing is impossible, provided you use audacity." - - Gen. George S. Patton 3. "Little guys get in groups, big guys single file." - - A former team-mate of mine to opponents when things got chippy. 4. "Joel, you wanna know something? Every now and then, say 'What the f***.' 'What the f***' gives you freedom. Freedom brings opportunity. Opportunity makes your future." - - Miles 5. "It seemed like a good idea at the time." - - Me, sometimes, after saying 'What the f***'

"Kim-baby, I know the Patriots** say they win because they practice situational football, but can't we just do the Gatorade shower thing at home without Doug?"

Hey Pooj, I sometimes read a wide-ranging financial forum site (fatwallet.com), and saw a reference to a different website that you might find useful: https://www.earnest.com I know nothing about the earnest.com website, and it was only mentioned in passing at fatwallet.com. I briefly scanned the earnest.com home page, and it looked like it might offer some flexibility in choosing payment terms. I did not drill down any further than that. Anyway, use it entirely at your own risk - - just thought it might be helpful for purpose of comparing to what your credit union already offered you. Good luck. Edit: Just realized that Levi already mentioned Earnest upthread. Oops.

A third option, if you own either a car or a house/condo that is worth more than what you owe on them, would be to refinance the car or house at what is likely to be a much lower interest rate than 8.99%, and use the cash to pay off all or part of the student loan. Even if this only lets you pay off part of the student loan balance, it would save you some $$ (but puts your house or car at risk if you ever find yourself unable to make the payments on the replacement loan).

Assuming the first 2 paragraphs of the OP were serious, see the "Quick Summary" on the first page of this very long thread: https://www.fatwallet.com/forums/finance/711457/

I can also recommend hiking Valley of Fire state park. Make sure to drive the road that leads up into a canyon behind the visitor's center - - there are a number of scenic trails that start near that road. The area is scenic even from the road. http://parks.nv.gov/parks/valley-of-fire-state-park/ Second choice (although it's a little closer) is the Red Rock Canyon area. Not as striking as Valley of Fire, but still pretty nice. It also has a visitor's center with info about many trails in the area. http://www.redrockcanyonlv.org Third option - - the Hoover Dam tour: http://www.usbr.gov/lc/hooverdam/service/DamTour.html I've also been told by hiking friends that there is a trailhead near the dam - - the trail follows an old abandoned railroad right of way that was used to bring supplies into the canyon when the dam was being built. I haven't hiked it myself. Also, probably farther away than most would want for a day trip, but if you really like to hike, Zion National Park is about 3 hours away, and it is SPECTACULAR. Most consider Angel's Landing and The Narrows the two most iconic trails in the park. Snow Canyon state park near Saint George, UT is about 2 hours away from Las Vegas, much less publicized than Zion, but also very striking. Easier to do as a day trip out of Las Vegas because it's closer, but still a longer drive for a day trip than many would prefer - - depends on how much you like to hike vs. spending time in the casinos. https://stateparks.utah.gov/parks/snow-canyon/ Lots of options, so whatever you decide, enjoy!

Road trip?

Then you should have named him Corey Moore.

Late to the thread, but how about "Rockpile" - - and call him Rocky for short.

On my own time, I've always pretty much been a jeans or shorts and generic "polo shirt" guy, so nothing that would have made me stand out from the weekend crowd at Butera's. I was sad to recently learn that Butera's closed quite some time ago - - although these days I rarely get back to Houston. When I do, a visit to Pappadeaux for crawfish etouffee is pretty much mandatory if time permits.

If you ever frequented Butera's deli on weekends, we may have crossed paths at some point.

Getting drunk because you have to fly INTO Detroit I could understand. Getting drunk when you're about to fly out - - not so much.

What ever happened to the single entendre?

I don't know what business the OP works in, but many companies have valuable trade secrets that give them a competitive advantage. If you want to be able to go after people who steal them, one of the things you have to be able to demonstrate in court is that you took reasonable steps to keep the information secret. So companies that care about maintaining a competitive advantage do things like setting up checkpoints to enter areas that contain confidential information. Trade secrets take various forms - - could be scientific research info, could be customer information, could be any type of info that gives the company an advantage over competitors that don't have that info. Just spitballing here, but if the company lets in all camera phones after somehow logging them, my guess is that they want to have the ability later, if the employee quits and goes to work for a competitor, to more easily discover exactly how that phone was used in the days and months before the employee quit. FWIW, if some other employee quits in the future and tries to take some of the company's trade secrets to his new employer, the company can point to the firing of this idiot as proof that they not only set up policies to protect their confidential information, but actually enforce those policies. In the long run, if the company really does have confidential information that gives it an advantage over its competitors, then keeping that information confidential helps the company stay in business so that all of its employees can continue to have jobs.

Wait … what? The Pegulas are gay?

She could probably dip a shoulder and get leverage around the end, but I doubt she would terrorize offensive linemen the way Bruce did. Besides, if she looked like Bruce, shouldn't she be catching the money?

You guys are over-thinking this. The NFL has a salary cap. Doesn't matter if that cap is hard, soft or somewhere i between, it only applies to salary. If we've used up our allocated amount of salary for the coming league year, why don't we just agree to pay Incognito on an hourly basis, instead of paying him a salary? As far as I know, the NFL doesn't have a wage cap. Maybe the Bills have old payroll software that can't handle the high hourly wage figure that would be required, sort of like when the Y2k software bug caused all sorts of problems at the turn of the century. But if we figured out a way to solve the Y2k software problem, we ought to be able to fix the payroll software, too.

"We GUARANTEE you will see the winner of the AFC East once this year!"*** ***but if it snows, you might have to drive to Detroit

I don't claim to be an expert, but if you're thinking about getting a new credit card, you might find this info re rewards for different types of credit cards useful (start with the "Quick Summary" section near the top): http://www.fatwallet.com/forums/finance/711457/

Your 2016 Buffalo Bills: "Pigs never wore this much lipstick!"

I'd need a little more incentive, but hey, to each his own . . . maybe she'll be in the SI swimsuit edition next year:

http://www.cnbc.com/2016/02/12/meet-the-company-betting-up-to-10k-on-your-marriage.html

https://www.google.com/maps/dir/Ralph+Wilson+Stadium,+1+Bills+Drive,+Orchard+Park,+NY+14127/12680+Dorsett+Rd,+Maryland+Heights,+MO+63043/@40.404041,-93.6111749,5z/data=!3m1!4b1!4m13!4m12!1m5!1m1!1s0x89d305815466a99f:0xf0b562b249eaa7f5!2m2!1d-78.7870273!2d42.773772!1m5!1m1!1s0x87df2d8cc530d7e7:0x38f83ddab8dc69f9!2m2!1d-90.4566955!2d38.7142226