Actually, for a millionaire i would consider a 500k condo pretty modest. Also, It's one thing when you look at your finances, and set aside a certain amount of money for major purchases. It's another when you're buying drinks, meals, etc., sometimes if you think stuff is overpriced you just don't want to pay out of principle. Now, a mature adult would just go somewhere else or not go out at all. A 22 year old will sneak a bottle of liquor in. He'll grow out of it.