IMHO, this season, the players have proved they have the talent to play against anybody in this league. They had the Patriots beat, the handed the Bucs thier ass, and they hung with one of the most high power offenses in the NFL for 3 1/2 quarters.
The problem is the play not to lose coaching mentality which Dick Jauron has instilled in this organization. The gutless coaching is hard to stomach after a while and it has clearly rubbed off on the coordinators and to some extent, the players.
On a positive note, I don't think they need to blow up this team and rebuild again. I think they have a lot of the player talent in place, they just need the front office and coaching talent to match.