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bills_fan

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Everything posted by bills_fan

  1. But the cupboard isn't as bad in Buff as Miami, and we would probably give him the Pres and GM role. I think this could be one of Ralph's last major hires and he'll go for broke just trying to win a SB.
  2. Ummmm, Steve, Ralph is not the only original AFL owner to keep his team in the same city. I know you say the Felons play in Ft. Lauderdale, the Pats in Foxboro, and the Jets in Jersey, but what about Denver? And couldn't they say that we play in Orchard Park, not Buffalo? Just asking before media outlets get this...
  3. They would, just not as much as in a 401k, as there is less to work with in the aggregate. Maybe same % but not same $$ amount. As to the Roth, you'd be taxed going in as OI, so your current marginal tax rate that you pay income tax on.
  4. Tater, thanks for offering up the advice. Again, Roth vs. 401k? I'm a believer that the 401k is better, as it gives your money more time to work for you, and there possibly could be tax code changes to make the distributions even more appealing. Is the Roth better and if so, why?
  5. I didn't know that. That may be an area for the changes in the tax code, and I'm sure it will eventually change. How are the Roth distributions taxed, OI or CG?
  6. Thank you. And the network wonder why their rating keep on dropping. Watch cable and you don't have to worry about this stevestojan.
  7. OK. But, paying taxes in the Roth, I pay at a bracket of 30+%. Paying taxes on the growth in a 401k, is taxed at the long term capital gains rate, 20%. So how is that better, as you are paying a smaller % in the 401k versus the Roth.
  8. But how does it work out better, even without the potential tax code scenario? 401k - Put in money tax-free, let it work for you for 30 years then pay taxes on the way out. Roth - Put in money after taxes let it work for you for 30 years then pay nothing on the way out. Wouldn't you want the most money working for you as you could have, even if you have to pay taxes on that money. Thats the Time Value of Money principle is it not??? Am I missing something here?
  9. KD, I have a Roth question for you. Isn't a regular 401k, simply deferring your tax liability, thereby allowing your $$ to work for you over 30+ years. Then why do the Roth, because then you are paying taxes now and your money never works for you compounding multiple interest over years. Sure its tax free at the end, but that ignores the off-chance that legislation will be passed by the baby boomer generation allowing for lower tax rates on 401 k withdrawals (wait till they see what they have to pay, and they have the voting power to get it done). Maybe that doesn't happen but at least with my 401k, I'm still in the game if it does happen, the Roth guys have already paid taxes and are out of it.
  10. I've been looking for one of those for a while. That is a pretty sweet jacket. Is there anything on the back?
  11. Who is Captain Ego?? Under my scenarios TD is fired and Pioli takes over.
  12. I have a very simple solution to a very big problem..... Fire Tom Donohoe and hire Scott Pioli as President and GM of the Bills. It accomplishes two very important things, hire a top notch talent evaluator and weakens a division opponent. Pretty good huh!!
  13. I couldn't disagree more. The difference between Marv and those guys is that those guys are/were strategists, Marv was more of an inspirational leader. The things that Marv excelled at were building team chemistry, backing up your players, and inspiring a team. Marv was more motivator than X's and O's coach. He'd have to be backed with strong coordinators, but Marv would be the type of coach who could come back and be successful.
  14. She was absolutely wasted...slurring words, glazed eyes, I'd say drunk.
  15. 1/2 dozen beers in the first half, switched to Crown Royal at halftime. 1/2 bottle later the game was over and I was loaded.
  16. If he's gonna get the 15 yards anyway, the rough the m*&therf&cker and get him out of the game.
  17. Take the Texans +9 vs. the Colts. I found the best sports book to be in the Mirage, classy and comfortable. Leather chairs and countless TVs. If you'll be out late Sat nite, might as well just stay up all nite, remember NFL games start at 10 AM Vegas time. If you're looking for a cool casino to hang at with hot chix everywhere, go to the Hard Rock, lots of fun. Have fun & go bills.
  18. These posts are the reason to keep coming back to TBD day after day. Thanks for making me laugh!!
  19. This guy is even more negative than ICE... Wow, Fug Off jerky!! :I starred in Brokeback Mountain:
  20. 7-1, Bah!!! Thats like coming back from a 35-3 deficit in the 2nd half of a playoff game!! Baaa....hmmmmm.....ummmmm.....Go Bills!!!
  21. Yeah, the priests at ND got concerned because of the fight that happened in the tunnel befor ethe game. The Miami folks concurred, said lets cool it off, and that was that. No big scandal, at least not that I can remember. If you know differently, enlighten me.
  22. Actually I think that one was mutual. Yeah and the fans wanting to see the game are the losers.
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