leh-nerd skin-erd Posted September 16 Posted September 16 6 minutes ago, Joe Ferguson forever said: and credit scores are dropping... https://www.cnn.com/2025/09/16/economy/debt-credit-score-student-loans There is a lot to unpack here, but an interesting fact is that student loan repayments were paused for quite some time. For those going the outcome was a release from the obligation, it would be interesting to know if they put aside any funds to meet to resume payments in the event the Biden scheme fell apart. There’s also this: Tsolakis owes $35,000 in student debt but has had to pause repayments to focus on making his car payments and paying for other living expenses. It’s impossible to know what the full story is here, but I’d think it’s possible his decision-making may be part of the problem. Many of us who incurred student loan debt were faced with similar choices in the past (including college choice, major, planning for work after graduation), it certainly would be important to know the impact of car choice, payments etc to see what went on there.
AlBUNDY4TDS Posted September 16 Posted September 16 19 minutes ago, Joe Ferguson forever said: and credit scores are dropping... https://www.cnn.com/2025/09/16/economy/debt-credit-score-student-loans What do you think happens when you don't pay your debts?
All_Pro_Bills Posted September 16 Posted September 16 (edited) 23 minutes ago, leh-nerd skin-erd said: There is a lot to unpack here, but an interesting fact is that student loan repayments were paused for quite some time. For those going the outcome was a release from the obligation, it would be interesting to know if they put aside any funds to meet to resume payments in the event the Biden scheme fell apart. There’s also this: Tsolakis owes $35,000 in student debt but has had to pause repayments to focus on making his car payments and paying for other living expenses. It’s impossible to know what the full story is here, but I’d think it’s possible his decision-making may be part of the problem. Many of us who incurred student loan debt were faced with similar choices in the past (including college choice, major, planning for work after graduation), it certainly would be important to know the impact of car choice, payments etc to see what went on there. Gen Z kids paying outrageous tuition expenses that bankroll lifestyles of college professors indoctrinating them in Marxist and anti-American ideologies which leaves them broke while the fat-cat intellectual class spinning theories of oppression of the working class by the upper class live the upper class lifestyle they demonize. Can you smell the irony here? Maybe they should do a little thinking, actually figure out who's screwing them, and target college administrators rather than the Charlie Kirk's of the world? Edited September 16 by All_Pro_Bills 1 1
teef Posted September 16 Posted September 16 jesus chirst. are we not going, "college bad!" mode? education is one of the greatest things you can give a young person. we the rising costs, there's just no wiggle room for fooling around. go in knowing what you want to get out of college, and prepare for your future. pick a major that will hopefully put you into the workforce and move forward. the problem with education is the quickly rising costs, and especially the interest rates. they can range from 8% on the low end, and i've seen some that are 15% and over. that's criminal. i ended up with 120k in debt, but consolidated at 2.5%. it's reasonable. the indoctrinating, anti-american nonsense? get off the internet for a bit. 1
Joe Ferguson forever Posted September 16 Posted September 16 27 minutes ago, leh-nerd skin-erd said: There is a lot to unpack here, but an interesting fact is that student loan repayments were paused for quite some time. For those going the outcome was a release from the obligation, it would be interesting to know if they put aside any funds to meet to resume payments in the event the Biden scheme fell apart. There’s also this: Tsolakis owes $35,000 in student debt but has had to pause repayments to focus on making his car payments and paying for other living expenses. It’s impossible to know what the full story is here, but I’d think it’s possible his decision-making may be part of the problem. Many of us who incurred student loan debt were faced with similar choices in the past (including college choice, major, planning for work after graduation), it certainly would be important to know the impact of car choice, payments etc to see what went on there. There’s no mystery to the major premise. Credit scores are dropping overall at an historic rate. Not a good economic signal. 10 minutes ago, All_Pro_Bills said: Gen Z kids paying outrageous tuition expenses that bankroll lifestyles of college professors indoctrinating them in Marxist and anti-American ideologies which leaves them broke while the fat-cat intellectual class spinning theories of oppression of the working class by the upper class live the upper class lifestyle they demonize. Can you smell the irony here? Maybe they should do a little thinking, actually figure out who's screwing them, and target college administrators rather than the Charlie Kirk's of the world? Did you go to college? Serious question.
AlBUNDY4TDS Posted September 16 Posted September 16 11 minutes ago, teef said: jesus chirst. are we not going, "college bad!" mode? education is one of the greatest things you can give a young person. we the rising costs, there's just no wiggle room for fooling around. go in knowing what you want to get out of college, and prepare for your future. pick a major that will hopefully put you into the workforce and move forward. the problem with education is the quickly rising costs, and especially the interest rates. they can range from 8% on the low end, and i've seen some that are 15% and over. that's criminal. i ended up with 120k in debt, but consolidated at 2.5%. it's reasonable. the indoctrinating, anti-american nonsense? get off the internet for a bit. Regarding the last bit, maybe you should stay on the internet for a bit and you will see the anti American views among colleges is a popular one. 1
teef Posted September 16 Posted September 16 16 minutes ago, AlBUNDY4TDS said: Regarding the last bit, maybe you should stay on the internet for a bit and you will see the anti American views among colleges is a popular one. anti-american views are popular at colleges? so kids that go to college are being taught to hate their country? do you think young adults are going into college loving their country, but leave angry because of what someone taught them? 1
AlBUNDY4TDS Posted September 16 Posted September 16 20 minutes ago, teef said: anti-american views are popular at colleges? so kids that go to college are being taught to hate their country? do you think young adults are going into college loving their country, but leave angry because of what someone taught them? In some instances, yes. Why is that such an outrageous take? 1 1
teef Posted September 16 Posted September 16 (edited) 4 minutes ago, AlBUNDY4TDS said: In some instances, yes. Why is that such an outrageous take? kinda. can you explain how that would happen? i feel if a kid is already left leaning and goes to college...sure. it can certainly get worse. if someone is majoring in women's studies or some other useless major...again sure. but how does the college system itself create this group of young individuals that hate america? Edited September 16 by teef
AlBUNDY4TDS Posted September 16 Posted September 16 Just now, teef said: kinda. can you explain how that would happen? i feel if a kids is already left leaning and goes to college...sure. it can certainly get worse. if someone is majoring in women's studies or some other useless major...again sure. but how does the college system itself create this group of young individuals that hate america? Allegedly, the person who shot Charlie came from a conservative family and had views that differed completely from his family. You tell me how this happened? Somebody is radicallizing these people.
JDHillFan Posted September 16 Posted September 16 Just now, teef said: kinda. can you explain how that would happen? i feel if a kids is already left leaning and goes to college...sure. it can certainly get worse. if someone is majoring in women's studies or some other useless major...again sure. but how does the college system itself create this group of young individuals that hate america? Younger people are impressionable. That’s not news. Those teaching and counseling them at American universities are OVERWHELMINGLY democrat/liberal. How is this a mystery to you? 1 2
JFKjr Posted September 16 Posted September 16 1 hour ago, leh-nerd skin-erd said: There is a lot to unpack here, but an interesting fact is that student loan repayments were paused for quite some time. For those going the outcome was a release from the obligation, it would be interesting to know if they put aside any funds to meet to resume payments in the event the Biden scheme fell apart. There’s also this: Tsolakis owes $35,000 in student debt but has had to pause repayments to focus on making his car payments and paying for other living expenses. It’s impossible to know what the full story is here, but I’d think it’s possible his decision-making may be part of the problem. Many of us who incurred student loan debt were faced with similar choices in the past (including college choice, major, planning for work after graduation), it certainly would be important to know the impact of car choice, payments etc to see what went on there. One thing this generation has not learned is the value of driving a beater until you can afford a better car. I can well afford a nice new vehicle but I'm having trouble giving up my 2009 SUV because it runs good. Just sank $150 into it to keep it running. That's probably a lot less than Tsolakis' car payment. All these people need to take a class in Financial Common Sense.
AlBUNDY4TDS Posted September 16 Posted September 16 1 minute ago, JFKjr said: One thing this generation has not learned is the value of driving a beater until you can afford a better car. I can well afford a nice new vehicle but I'm having trouble giving up my 2009 SUV because it runs good. Just sank $150 into it to keep it running. That's probably a lot less than Tsolakis' car payment. All these people need to take a class in Financial Common Sense. Average car payment is 700 ish dollars. ***** crazy
teef Posted September 16 Posted September 16 11 minutes ago, AlBUNDY4TDS said: Allegedly, the person who shot Charlie came from a conservative family and had views that differed completely from his family. You tell me how this happened? Somebody is radicallizing these people. and you assume it's the school and not his internet/social media feeds? who exactly does a school radicalize somone? 11 minutes ago, JDHillFan said: Younger people are impressionable. That’s not news. Those teaching and counseling them at American universities are OVERWHELMINGLY democrat/liberal. How is this a mystery to you? colleges have always been a place of protest and a more liberal environment. this is in no way a new idea. do you really think college kids are as wrapped up in politics like you guys are? they're not. other than a small handful, they really aren't. college kids are inherently selfish in nature. it's the age and place. most kids just want to work towards their future, party and hook up. that's it. the idea that someone who enters college with a set of beliefs are going to be totally shifted in the other direction is nonsense. can it happen? of course, but this idea that universities are creating the army of liberals is just absurd. it's a scare tactic for clicks.
AlBUNDY4TDS Posted September 16 Posted September 16 3 minutes ago, teef said: and you assume it's the school and not his internet/social media feeds? who exactly does a school radicalize somone? Provides an environment for the ideas to spread and foster. You don't see any of these crazy pro Palestine protests on campuses as they assault Jewish students? All the campuses that didn't want Charlie Kirk to speak, what ideas do you think they promote? Comon man, this isn't that hard to believe.
teef Posted September 16 Posted September 16 3 minutes ago, AlBUNDY4TDS said: Provides an environment for the ideas to spread and foster. You don't see any of these crazy pro Palestine protests on campuses as they assault Jewish students? All the campuses that didn't want Charlie Kirk to speak, what ideas do you think they promote? Comon man, this isn't that hard to believe. so there are differences of beliefs. the palestine protests are so over the top it was disgusting. some colleges didn't want charlie because they don't want the controversy that come with him. it's easier to avoid it than to deal with it. you're still not explaining how a university just radicalizes someone. they don't. the majority of college kids just don't care.
AlBUNDY4TDS Posted September 16 Posted September 16 Just now, teef said: so there are differences of beliefs. the palestine protests are so over the top it was disgusting. some colleges didn't want charlie because they don't want the controversy that come with him. it's easier to avoid it than to deal with it. you're still not explaining how a university just radicalizes someone. they don't. the majority of college kids just don't care. Sigh, agree to disagree. Can you at least agree the overwhelming majority of colleges are more accepting of liberal ideas than conservative viewpoints?
Lost Posted September 16 Posted September 16 5 minutes ago, teef said: and you assume it's the school and not his internet/social media feeds? who exactly does a school radicalize somone? It's not assuming. Have you not seen the 1000's of videos going around of college professors or other educators celebrating the murder of Charlie Kirk. Surely their putting their "anti-fascist" tirades into their teachings as well. There's plenty of video evidence of that as well. When 95% of college professors and administrators belong to one party you know there's going to be some biased influence in the classrooms. 1
teef Posted September 16 Posted September 16 Just now, AlBUNDY4TDS said: Sigh, agree to disagree. Can you at least agree the overwhelming majority of colleges are more accepting of liberal ideas than conservative viewpoints? i think it depends on the school. not all colleges are what your social media feeds show you. let me ask you a question...if you had a kid, would you let them go to college if they wanted, or would you refuse if fear of them turning radicalized? and for what it's worth, this was a discussion about colleges turning students anti-american. that bull####.
All_Pro_Bills Posted September 16 Posted September 16 1 hour ago, Joe Ferguson forever said: Did you go to college? Serious question. Serious answer. Yes I did. With a BA and 2 Masters. Earned the BA attending school full time and working full time for 3 of those years in an auto parts plant. Didn't have much of a social life, or a lot of sleep. It was not much fun. Doing this took an extra semester but when I graduated with a degree I had zero debt. My advice to these young adults is to worry less about political activism and focus themselves on managing their own personal lives. I think that's great and valuable advice.
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