
leh-nerd skin-erd
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Everything posted by leh-nerd skin-erd
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I just went through the purchase of insurance in Florida a few months back— my understanding was that you get paid a depreciated amount up front, with mortgage company on if applicable. If you build back or replace you get the balance. If not you walk with check in hand. That’s why I asked Frankish. I did a little research on this and think I’m correct, but I was just looking for feedback. Hopefully I never find out and have a call to make on Monday. As for living in Cali-I admit to thinking “What’s the big deal?” before going there (Los Angeles, San Francisco and San Diego at various times), and when I got there, I got it. Cool place. Nice people. I drove down the the Ventura Highway, in the sunshine, and I felt I could touch the clouds. I get all that and loved the short time I was there. One thing I try to do is avoid transferring my thoughts and feelings on others. I love my children and like being around them, so far they feel the same. I love my family and my in-laws, I’m very lucky and know that. In my case, what you outlined that makes it cool for you doesn’t move the needle for me, but I understand it does for you. I was just answering the question “Why would people move from Cali/Fla back to Buffalo”. Those were the reasons that came to mind.
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Again, struggling to keep up here. I assume you’re suggesting something specific to Florida, and that’s not my understanding. On a partial loss, the estimate would be for damage to the home. On a total loss, your suggesting implies that if the home was not rebuilt (or replaced with the one in WNY in Frank’s situation), $0 is paid for the structure? As for why someone would want to move back, I’d suggest several reasons. They prefer WNY over Cali/Fla. Attitudes. People. Tax. 4 seasons. Family. While our plan is to try and spend 6 mos+ in Fla and out of NY (tax and weather related), proximity of family (children, parents and siblings) is the most important thing for us. If faced with a choice, less warmth, more tax, and more NYS would carry the day. If on the other hand, we can get our children to make a break…
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No sir--the fact that the discussion is ongoing, in the public square, is a major step in the right direction. Let's work together to figure this all out. In the past, the response from people who claim to be in the know, with secret and anonymous sources at the highest levels of government sorta gave the impression every non-believer or skeptic was crazy. As so often happens, twenty minutes after the truth begins to see the light, nobody knew nothing about nothing.
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I won’t link to all the airport shootings, assaults or robberies that popped up when I ran a search, but there was that issue recently where one of the most admired men in the world (emeritus) had an incident with a stalker and his child. To be fair, all I see is a bunch of journalists whining about having rules to follow. Musk interacted with them, explained the perspective and moved on when they didn’t like it. In the meantime, we know with certainty that these same journalists failed to uncover/report or flat out incorrectly reported stories about Hunter Biden, botched many stories about Trump, Russia or Mueller, and apparently were unaware of connections between old Twitter (and other social media entities) and the US Govt. It is sort of fun to watch though. Huh. Imagine that.
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DeSantis For President in 2024?
leh-nerd skin-erd replied to Trump_is_Mentally_fit's topic in Politics, Polls, and Pundits
My God BillSy, you’re completely oblivious to the role you’ve assumed here. It almost seems your lobbying for people to hide in a closet, or to maybe keep their mouth shuts, sort of a “don’t ask, don’t tell” thing. Now where has that happened before? The good news is that people of faith and courage understand the toxic nature of what your ideology and reject it more often than not. Anyway, if Joe can change, you can. Think about it. -
He claims not to know what he tweeted that got him suspended? Others claim not to know what they tweeted that got them suspended? That’s weird. It’s completely plausible and highly likely they tweeted something that directly and egregiously violated TOS, did so knowingly with intent, the ultimate goal being to get suspended to complain about being suspended to destroy a free speech platform they do not support. Think Jussie Smollette. Or maybe they are victims of a Twitter Coup, which I shall now call a Twoup!
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DeSantis For President in 2024?
leh-nerd skin-erd replied to Trump_is_Mentally_fit's topic in Politics, Polls, and Pundits
The cult talk makes you sound nutty, but the point remains—the bill anticipated problems not yet a reality. Desantis is talking about the same thing. These are two sides of the same coin. Right, but you should care. Instead, you only care about what’s important to you, missing the larger point that the bill attempts to address—“respect”. You might feel that you’re a better type of bigot than some other bigot, but at the heart of the matter, a bigot be as a bigot do. I have many issues with President Biden, but let’s assume for a moment he’s the non-cult hero of marginalized people. Just a short time ago, he was a close friend to misogynists and white supremacists. He had his issues keeping his hands off women before he championed women’s causes. He spoke of our cities as jungles and wrote laws that tore up communities in crisis. He was part of the orginal political cabal of marriage = 🚹+🚺, a notion Barrack Obama supported as well. If an 80 year old Joe Biden can change and extend some measure of respect to those who don’t agree with this bill, if in fact and appeal for reason, rational thought, respect for differing opinions and such are literally written into the Bill, don’t you think maybe you should take your foot off the gas, ratchet down the negativity and try to convince those you can? Hate and bigotry are not the answer, BillSy. To the contrary, they are the problem. That makes you part of the problem. Consider. -
DeSantis For President in 2024?
leh-nerd skin-erd replied to Trump_is_Mentally_fit's topic in Politics, Polls, and Pundits
The bill itself suggests respect for all opinions here, BillSy. Why are you going off script? Also, he’s right—assuming this clipped tape wasn’t altered to any great degree—it’s been reported that here wasn’t any real need for the bill to be signed now as the matter was addressed in 2015. It was preemptive. HIf there are concerns by religious folks that this bill is a precursor to intolerance and overreach, at most they are just getting out ahead of things. I don’t have any issue with the bill, it was a political move by politicians. Love all, respect all. At the same time—the bill suggests we all should be tolerant of different views, you may be missing the point? -
After midnight We're gonna let it all hang out After midnight We're gonna chug-a-lug and shout We're gonna 'cause talk and suspicion Give an exhibition Find out what it is all about
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Right, or as Anonymous likes to say, “Daily each day”.
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“Self-owning….himself”? 🤔
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Canceling student loans
leh-nerd skin-erd replied to shoshin's topic in Politics, Polls, and Pundits
But if they believe that Joe believes—really believes—they are forgiven, aren’t they sorta forgiven? -
Sherp, I don’t know which interview you’re talking about, but insurance companies cannot just raise rates arbitrarily. State regulators must approve changes. In fact, a few years back, Fla regulation prohibited a company from raising rates beyond an arbitrary percentage (10% maybe?) which had little to do with the rate that actually should be charged. Some companies chose to leave the market as a result, Florida said good riddance, and within 2 or 3 years Citizens Insurance (the state option for coverage), needed a 50% rate increase. There are issues beyond regulation, and companies contribute to the challenges at times, but artificially managing rates catches up in the long run. See, for example, Medicare. The math can be figured out, the program funded, but no one really wants to pay for it.