I completely agree (and am terribly worried about the national debt, AD). It SHOULDN'T be a problem. I can just see it being dangerous if we are in the right position to really make a run at the playoffs, because
1) the Niners are terrible, beating them should be cake
2) it's the day after Christmas, on the road
3) the team might be looking ahead to Pittsburgh since it would presumably be our door into the playoffs, and a "homecoming"/hotly anticipated game for Mularkey
This is assuming a lot of "what ifs" so I'll agree it's early to talk about it and that yes, SF is dreadful and we should beat the crap out of them. It'll be really interesting if we're having this discussion in a few weeks.