I rarely accept excuses, but being down your starting QB is a very tough cross to bear for ANY team.
And if you look at how close the models have the game, and the discrepancy between them and the humans making their selections, you see just how much the QB means to them as well (humans know TT is hurt whereas the models do not).
You are welcome! I don't gamble either. My main interest is in how the models do versus their human "expert" counterparts