Both true. But so was the Stevie. J. drop last season against the steelers. Woulda/coulda/shoulda doesn't count for squat.
Fitz is not an accurate thrower and he will try and make throws he should not even consider, like the Chandler TD. But he did and it happened to work out great for the Bills that time. If it had been picked (as it should have) then the Bills almost certainly would have lost the game, been 1 and 1, and instead of all the koolaid threads this week we would have read about how Fitz sucks and we need to sign Palmer. It's all relative
Enjoy the win my fellow Bills fans, enjoy the win and don't worry about what might have been