i was paying $700 for six months through state farm, and switched to geico for $400 for six months. my state farm agent told me there was absolutely no way they could compete. I don't think i would go back to state farm even if they were cheaper because I was rear-ended last summer and got no help or support from my agent, I was calling the other guy's insurance and the collision shop every day to sort it out, I knew more than my agent! I pay them to do that ****, but they didn't and I needed a car to get to work!!! long story short they weren't good neighbors...