Chilly Posted April 15, 2007 Share Posted April 15, 2007 Alright... I'm about to buy my first car this summer and am working out the pricing and what not. I'm looking at a Civic or Corolla - something small that gets good gas mileage. What types of things should I be looking at for car insurance? How much should I expect to pay? Any other advice? One thing that I realize makes a difference - I'm a driver under 25 who has held a driver's license since 16 but no driving record. Link to comment Share on other sites More sharing options...
udonkey Posted April 15, 2007 Share Posted April 15, 2007 If you're financing, you'll clearly have to carry more coverage on the vehicle than you would if you buy it outright. Then again, if its a late model car, you're probably going to want better coverage anyways, as the cost of repairs (let alone injuries, etc.) will be more expensive. The whole turning 25 situation will definitely help out when the time comes - as a 25 year old, I pay ~$75/mo to insure 2 vehicles...much better than the ~$130-150/mo that I paid a couple of years ago on my primary vehicle (then financed) with full coverage By the way, credit history will definitely help/hurt you as well Link to comment Share on other sites More sharing options...
buffalomike Posted April 15, 2007 Share Posted April 15, 2007 Alright... I'm about to buy my first car this summer and am working out the pricing and what not. I'm looking at a Civic or Corolla - something small that gets good gas mileage. What types of things should I be looking at for car insurance? How much should I expect to pay? Any other advice? One thing that I realize makes a difference - I'm a driver under 25 who has held a driver's license since 16 but no driving record. If you are insuring the car in the state of NY Geico is probably your best bet. Most times they blow other ins. companies prices out of the water. Dont neccesarily go for the minimums for the Bodily Injury and Prop Damage coverage. You might need them and if you take the minimums you might be S.O.L. if you get into a serious accident or damage something like a guardrail or something like that. I work for Geico. Drop me a PM if you have questions. Link to comment Share on other sites More sharing options...
Fezmid Posted April 15, 2007 Share Posted April 15, 2007 I work for Geico. Drop me a PM if you have questions. Stevestojan work for Geico as well if I remember correctly. Link to comment Share on other sites More sharing options...
erynthered Posted April 15, 2007 Share Posted April 15, 2007 Do wat I do, mang, I no have isurance, Mang. I'ng an Illegal. Screw you, mang! Link to comment Share on other sites More sharing options...
MarkyMannn Posted April 15, 2007 Share Posted April 15, 2007 If you are insuring the car in the state of NY Geico is probably your best bet. Most times they blow other ins. companies prices out of the water. I just shopped my car ins last year and Geico was one of the highest, beat by Amica, Progressive and Hartford. Same for my bike, Progressive was half of Geico, and I got that a month ago Link to comment Share on other sites More sharing options...
buffalomike Posted April 15, 2007 Share Posted April 15, 2007 I said most times. Link to comment Share on other sites More sharing options...
John Adams Posted July 11, 2008 Share Posted July 11, 2008 I am late to the Geico party but chiming in. For better coverage across the board, I'm paying 900$ less per year for 2 cars. Insurance is such a scam. My previous insurance agent, who I'd been with for 11+ years said, "If you switch out of the auto policy, you'll lose the x% discount we give you on your home policy." I asked him if he wanted me to shop that policy too and he STFU. Link to comment Share on other sites More sharing options...
R. Rich Posted July 11, 2008 Share Posted July 11, 2008 Do wat I do, mang, I no have isurance, Mang. I'ng an Illegal. Screw you, mang! Don't forget to insult those perfectly legal retards who also don't carry auto insurance. Link to comment Share on other sites More sharing options...
Chilly Posted July 11, 2008 Author Share Posted July 11, 2008 holy thread resurrection batman Link to comment Share on other sites More sharing options...
erynthered Posted July 11, 2008 Share Posted July 11, 2008 Don't forget to insult those perfectly legal retards who also don't carry auto insurance. You're right. Those bleeding heart Liberal pusssy's that dont have car insurance would be as good place to start I suppose. Rodiculous! Link to comment Share on other sites More sharing options...
Beerball Posted July 11, 2008 Share Posted July 11, 2008 holy thread resurrection batman 15 months between posts could be a record. Link to comment Share on other sites More sharing options...
BillsFanNC Posted July 11, 2008 Share Posted July 11, 2008 Do wat I do, mang, I no have isurance, Mang. I'ng an Illegal. Screw you, mang! This is why everyone should carry some level of un/under-insured coverage, there are way too many idiot drivers out there that aren't adequately insured or worse yet have no insurance at all. Link to comment Share on other sites More sharing options...
MarkAF43 Posted July 11, 2008 Share Posted July 11, 2008 holy thread resurrection batman so what car did you buy? Link to comment Share on other sites More sharing options...
Beerball Posted July 11, 2008 Share Posted July 11, 2008 This is why everyone should carry some level of un/under-insured coverage, there are way too many idiot drivers out there that aren't adequately insured or worse yet have no insurance at all. I don't think you should call the father of the red headed child an idiot. I mean, it's true and all, but you shouldn't publically say it. Link to comment Share on other sites More sharing options...
erynthered Posted July 11, 2008 Share Posted July 11, 2008 I don't think you should call the father of the red headed child an idiot. I mean, it's true and all, but you shouldn't publically say it. Don't make me pull this computer over scrotum breath!! Link to comment Share on other sites More sharing options...
Beerball Posted July 11, 2008 Share Posted July 11, 2008 Don't make me pull this computer over scrotum breath!! See if I stick up for you any more. Link to comment Share on other sites More sharing options...
erynthered Posted July 11, 2008 Share Posted July 11, 2008 See if I stick up for you any more. OK. Scrotum breath may have been a little below the belt, sorry. How'bout just ear wax breath? Link to comment Share on other sites More sharing options...
BradRiter Posted July 11, 2008 Share Posted July 11, 2008 15 months between posts could be a record. ... and it's really funny if you picture the original poster still waiting to buy a car/get insurance because nobody was telling him what to do on here for the last year and a half. Link to comment Share on other sites More sharing options...
Beerball Posted July 11, 2008 Share Posted July 11, 2008 ... and it's really funny if you picture the original poster still waiting to buy a car/get insurance because nobody was telling him what to do on here for the last year and a half. So, you've met Bluefire? Those UT grads are like sheep needing to be led around by the nose. Link to comment Share on other sites More sharing options...
The Tomcat Posted July 11, 2008 Share Posted July 11, 2008 I just shopped my car ins last year and Geico was one of the highest, beat by Amica, Progressive and Hartford. Same for my bike, Progressive was half of Geico, and I got that a month ago I sell Progressive as well but have a company called A Central. They have been kicking Progressives ass for younger or inexp drivers. Link to comment Share on other sites More sharing options...
Chilly Posted July 11, 2008 Author Share Posted July 11, 2008 so what car did you buy? 2008 Mitsubishi Lancer GTS Link to comment Share on other sites More sharing options...
Chilly Posted July 11, 2008 Author Share Posted July 11, 2008 So, you've met Bluefire? Those UT grads are like sheep needing to be led around by the nose. Just wait till you visit Lubbock for the first time. Link to comment Share on other sites More sharing options...
MarkyMannn Posted July 11, 2008 Share Posted July 11, 2008 2008 Mitsubishi Lancer GTS Sweet ride!!! Link to comment Share on other sites More sharing options...
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