None of that sounds too off the mark. What was your Bills prediction at the beginning of the year? Most of us were saying between the 5-8 win mark, maybe not Luck potential but definitely nowhere near the playoffs (unless of course your Senator, and predicted 19-0). We were coming into the season with what was a questionable QB, a thought to be terrible OLine, a defense that couldn't stop anybody (That's still up for debate). I can definitely see why he and others thought that we were capable of winning Suck for Luck.
As for Flacco, up until the last couple of games he has been pretty good and heading toward great status and may turn it back around.
If you don't like Clayton, don't read/watch/listen.