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Lurker

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Everything posted by Lurker

  1. In the grand scheme of thing, missing a rent or mortgage payment does a lot more damage than the potential for overdraft fees. "The "biggest check first" policy is common among large U.S. banks.. Banks argue that this is done to prevent a customer's most important transactions (such as a rent or mortgage check, or utility payment) from being returned unpaid, despite some such transactions being guaranteed. Consumers have attempted to litigate to prevent this practice, arguing that banks use "biggest check first" to manipulate the order of transactions to artificially trigger more overdraft fees to collect. Banks in the United States are mostly regulated by the Office of the Comptroller of Currency, a Federal agency, which has formally approved of the practice; the practice has recently been challenged, however, under numerous individual state deceptive practice laws. Bank deposit agreements usually provide that the bank may clear transactions in any order, at the bank's discretion." Overdaft protection is cheap and easy to link to a checking account.
  2. Does that apply at ATMs at well? ATMs are typically 'dumb' terminals that act like lockboxes for envelope deposits, as opposed to the real-time OCR's used by flesh and blood tellers.
  3. Deposits made at ATMs are not real-time transactions, they are batch time...meaning the funds aren't credited until someone from the bank physically removes the envelopes from the ATM and submits them for that night's posting, which usually means the transaction doesn't show up until after midnight of the next business day. With it being a holiday weekend, I doubt there's a scheduled pickup until Tuesday, meaning the deposit won't hit until Wed. Best to get direct deposit and have a line of credit or savings account linked to the checking, so you can move funds between accounts for emergencies like this. I'm sure BofA (or any mid-size bank) can set up something like that easily. Probably the customers who want their rent/mortgage check to clear first.
  4. Why doesn't that surprise me...
  5. Kimmel's the un-funniest man in America, so that's more than a bit self-serving...
  6. "Well hello Mister Fancypants. Well, I've got news for you pal, you ain't leadin' but two things, right now: Jack and ****... and Jack left town." "First you wanna kill me, now you wanna kiss me. Blow."
  7. Nah, that's not important. More like Tiger just wants the whole thing to go away so he can begin to rehab his image. He seems an incredibly private guy (hence the name of his yacht), who doesn't need the Lindsay Lohan/TMZ attention....
  8. Nice work if you can get it...
  9. The bottom line is that Shaw's 2,507 yards were meaningless. The 20 INTs to 10 TDs and 3 wins as a starter made ROTY a joke, no matter what the era.
  10. Yeah, that 5.6 net yards per attempt average was pretty impressive...
  11. Drop the Flutie schict. There were plenty of NFL people coming down on both sides of that debate. The draft was small potatoes in those days and if that's all you got on Felser, so's your argument...
  12. He's still the worst of any guy that started more than a handful of games, IMO. The other jamokes like Dufek etc. were never signed to be starters, so their epic failure is somewhat understandable... Not sure how Shaw's 10 TDs, 20 INTs and 65.3 rating in his rookie year was praiseworthy, BTW.
  13. He only started 7 games in his Bills career, so I don't think that worthy of All-Time status...
  14. And populated them very poorly, IMO. Those names are not even close to the all-time worst at their positions. I don't have time to build a complete roster, but here are three guys off the top of my head: QB: Dennis Shaw RB: Booker Moore WR: Perry Tuttle
  15. Bruce was also a 300-pounder and didn't get rag dolled like the 238 lbs Maybin did last season. We'll know right away at SJF if Maybin's stregth has come up to NFL standards, which should allow a better picture of his potential to emerge.
  16. Fixed. Having only the last decade as a frame of reference reduces the utility of much that is posted here...
  17. Can we have a bake sale to raise money for a new site where these folks could be re-directed to? I'll get the oven fired up...
  18. I'll call bupkis on that. Once upon a time, Larry was one of the top NFL columnists of his day, with sources everywhere. The current Snooze columnists pale in comparison when it comes to knowledge and contacts, as do 80% of the folks covering teams in other NFL cities. Age is clearly a factor with his current stuff, but I'd love to have someone half as good as Felser was in his prime to read each Monday during the season...
  19. Duh. Length of service ever occur to you...
  20. So more wasted electrons. Thanks...
  21. If he's not carefull, you might need to throw Graham into that mix as well. What a useless piece of 'journalism' that was.
  22. Fixed. Some LAMPS look so much better when they're turned off...
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