I feel bad for anyone that would accept $500 knowing their favorite team would never win a championship. That means they are truly desperate and in need of any quick cash asap. $500 isn’t changing anything.
The amount one would accept obviously varies based on age, lifestyle, future goals, and situation. I obsess over the bills and prioritize over anything but family (even that sometimes is questionable 😆)
As stated everyone’s number should be different based on current situation and future outlook, I start thinking hard about it at 850k and up. Once we get 2M range I’m accepting.