BillsFanNC
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Posts posted by BillsFanNC
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Best driving advice I ever got was from my gramps...assume that the guy in front of you, and the guy behind you, and the guys to your right or left, are all going to do something idiotic at some point, and probably simultaneously.
Good advice, I received similar defensive driving pointers from my father. Still I had absolutely no chance to avoid what happened other than to not have gone to work that day. I was 35 when the accident happened, and up to that point in my driving career I had a near perfect driving record. No accidents, fender benders, speeding tickets or points on my license. The only blemish on my record was for not wearing a seat belt when I was maybe 21 or 22. I never failed to put on my seat belt after that and quite frankly it ended up saving my life.
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I was the victim of a careless driver not paying attention to what the !@#$ he was doing behind the wheel. As a result I was involved in a crash every bit as violent as what was depicted in that clip. I can tell you all that as disturbing as that video might be, the real deal is far, far worse than any staged accident can portray. Be careful out there, idiots lurk everywhere.
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And this just in, Armey Dickhead, having been exposed for funding the organized town hall disruptions, is being forced to step away from his little organization....
I seem to recall Obama getting hecked at Notre Dame and his response when the audience booed was to shush them and say "it's all right"... the guy only got hauled out when he became a nuisance to the people around him.
Would you be shocked to learn that the AMA as well as a couple of the health insurance companies and the pharmas are actually supporting this legislation? Of course you would, because you have no idea what is in the legislation. You think it's the English or Canadian system where the doctors become employees of the state....etc. Which is of course no-where near true.
That's all fantastic, but what does any of it have to do with Nancy Pelosi's hypocrisy?
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No, as I said, I have been a Steeler fan for most of my life. And I would be a fan even if they stunk. So, no bandwagon effect for me.
I suspect many Bills fans have secondary teams they root for (except for when they are playing the Bills), even when those teams are bad. So if they continue to root for those teams, how is that jumping on a bandwagon?
I see most Bills fans only rooting for another team when it stands to help the Bills. I honestly don't think many Bills fans have a "second favorite team" that they root for on a weekly basis. I could be wrong, but I don't see it that way.
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"Hop on another bandwagon"? I have never been a bandwagon fan, and wouldn't start if the Bills left.
You do realize that is exactly what you would be doing by rooting for the Steelers should this ever come to pass, right?
Your approach to fandom seems a tad immature to me.Call it what you want, but I think of Buffalo Bills fandom more like college sports fandom. Inextricably linked in most cases by birth region (alma mater). You may call it immature, I call it being a true fan.
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Born and raised in Niagara Falls. But the Steelers have always been my second team. My mother is from the Pittsburgh area, and I was attending Steeler games as a kid. I went to Pitt Stadium a couple of times during the battle of the Terrys (Bradshaw and Hanratty).
Now there is a HUGE gap between my love for the Bills, and my liking the Steelers, but they are my second favorite team.
I'm not sure why you assume someone from WNY can't have some positive feelings for other teams. As a kid, I liked the Cowboys because Landry ran a very interesting and entertaining offense. I also liked the Raiders a bit, especially when Stabler was the QB. I've gotten over both of those, though. The Browns were my 2nd favorite NFL team (when the Bills were AFL).
If you love NFL football, why not continue to watch the teams you like? I can tell you it wouldn't be like it is now, for me. I wouldn't make sure I watched every Steeler game, no matter what. I wouldn't hang out on a Steeler's message board.
I would despise whatever team the Bills became, I think. But I like NFL football. Sorry.
I hate all the other teams in the NFL, only to different degrees. NFL football as a whole has gradually lost me over the last decade or so, the only thing that has kept me as a passionate fan of the game is the Bills in Buffalo. Tim Russert would be rolling over in his grave with those of you that would be so quick to hop on another bandwagon should the unthinkable ever happen.
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For those of you that actually answered that you would indeed eventually choose another team to root for if the Bills left Buffalo I'd be interested to know if you were born and raised in WNY? To me it's an absolute no brainer, the NFL would forever be dead to me and I cannot comprehend how anyone could follow another NFL franchise with the same passion should the Bills ever leave.
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This should be an easy question to answer for any true Bills fan. The NFL will forever be dead to me.
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I went and read the abstract at Cell and this is more of a method paper describing a new way to screen chemotherapuetic drug candidates. I think the BBC article is correct, it's way too early to tell as many promising agents have been developed over the years in animal models or culture only to fail under the rigor of human clinical trials, if they even get that far. This new drug does reduce the proportion of cancer stem cells by >100 fold when compared to paclitaxel, a chemotherapuetic drug currently used on human patients.
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"about the head and face" is just one of those great phrases ....
It reminds me of the classic Jack Tors quote:
"I'm only scarred about the face, breast, chest, neck, and head. Other than that I look fine - a little makeup conceals everything."
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not to make light of this tragedy....but i better got off my a$$ and get a date......
Correct me if I'm wrong Pooj, but don't you listen to Stern? You must have missed this segment....
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I get that...point of my post is there are no absolutes. I fit into only one of his criteria...should I not be investing in stocks???
My point would then go the ..why buy mutual funds that invest in stocks???? I assume in both 401K and Roth accounts(i know little of Roths cause according to our governemnt I am too rich to have one
) most people have mutual funds that buy STOCKS. Remember, that while gains are protected from taxes whilst remaining in the 401K, losses are not offsettable. These plans are strictly tax vehicles, they in and of themselves are not invetsments. And lets not forget the people that are getting whacked right now by having to take mandatory distributions from their 401ks and are getting murdered in the double whammy of having to take the losses without a way for them to offset gains, plus paying taxes on the money as income even though they LOST money on the some of these funds.Yes, people can own index funds in the 401k plan, but again they own STOCKS for the most part . Some would say I can buy money market funds in my 401k to avoid risk..tell that to people who owned those funds when they slipped below $1.00 last fall.
Again, all I am saying is there are NO absolutes.. if the origianl poster has spotted a comapny he believes will provide a better return than other options, that is the nature of investing. Do not get wrapped around rules that are supposed absolutes that have a lot of 50 and 60 something peoiple now worried about if they have enough money to retire.
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Not to be a prick here, but if you are saying you need all 4 of these things to invest money in any market, whether it be real estate, stocks, bonds etc... thast that is just wrong.
You are right in that those four questions will not apply to everyone, but in my opinion they will apply to a vast majority of people.
Consider many folks CANNOT qualify for a Roth. Sure as chit know I can't.Correct if you don't qualify then obviously it won't apply to you. But for those that do qualify they will be MUCH better served putting those after tax dollars into a roth rather than buying individual stocks.
Consider I would think it absolutely nuts to not have a mortage(consumer debt), at least until Mr Obama decides that is no longer tax deductable.Again correct. I was talking more credit cards and car loans. Student loans and mortgage debt where you get a tax deduction don't apply here.
Maybe many reasons why someone would choose not to max out a 401k plan.Perhaps, but I can't think of many good reasons why it would be a good idea to gamble with after tax dollars in individual stock picking vs. putting pre tax dollars into a sheltered 401k.
In other words, as in most things in life, there are NO absolutes..except death, taxes, and the Bills losing in ungodly fashions.True, but for the vast majority of Americans who understand next to nothing about the markets those four criteria better hold true before considering trading in individual stocks.
If someone is saying not to invest in a business they believe in cause they don't have a finacial planner, that's just BS. Now, that person should not invest 100% of their savings, but you know I mean. Crimminy, Peter Lynch always yapped about how he never invested in a business he didn't understand. So maybe the original poster knows that this this particular company has a long term competitive advantage and wants to invest>>>you all are saying there is something wrong with that???Not necessarily. But if he/she is carrying consumer debt or not contributing enough to retirement accounts or doesn't have a rainy day fund I don't care how much they know about a business, trading stocks isn't a good idea.
Listen, I know I am an old fart, and being as such have made a TON of mistkes in my financial dealings. But I have made some GREAT moves as well, some when I was a just a lad in my early 30's that are still paying dividends today . I do use a a few guys now..a fee besed money manager and a tax and estate guy. I still make trades on my own as well though, and recently jumped into the landlord business...of which I am learning a ton about now ( feel like I did 20 years ago buying my first stocks).I trade stocks too, but it's only play money (money I can afford to lose) and I have resolved that when and if that money is gone then it's gone and my career as a stock picker is over. In other words I do it as a hobby because I realize that the market is smarter than me and everyone else.
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Before even entertaining the thought of trading individual stocks you should be able to answer yes to the following four questions:
Are you contributing the max to your 401k plan at work?
Are you fully funding a Roth IRA each year?
Do you have an at least 6 month emergency fund for living expenses?
Are you consumer debt free?
Unless you can answer yes to all four of the above you have no business whatsoever buying and selling individual stocks. I'd guess there is a very small percentage of the population that can answer yes to all four. To go even further, even if you do meet the above criteria most folks would be better off going to a fee only financial planner or educating him or herself and investing in low cost mutual funds with a company like Vanguard or Fidelity.
If you can answer yes to all four then you can set up a play money account to trade individual stocks. Only put in what you can afford to lose as Chef Jim said. You cannot beat the market in the long run.
I'd suggest going to these forums and peruse them for awhile. There is a wealth of information there for the investing novice.
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What I did was hire a local painter/artist to paint the Sabres (not the slug!) and Bills logos on the walls and left the walls a more neutral color.
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thanks for the heads up - i just called DTV customer service and told them that i needed to cancel the sunday ticket. "times are tough, you know what i mean?" their service agent says hold on, let me see what i can do for you. comes back and gives me the upcoming season for $149 instead of the $269 that i was slated to spend.
then i say, "is that all in, including the superfan? if i'm going to renew, i would definitely need the games in HD". after a minute or so on hold, he comes back and says they'll throw in the superfan for free.
10 minute call saved me $220!
Nice! I was going to make the call tonight about Superfan. Now I'll just threaten to cancel the whole package and see what they offer.
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No. You shouldn't be in the market buying individual stocks. Stick with mutual funds.
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A decent CHICKEN WING. Everywhere else they are annoyingly called buffalo wings. There are a few places I have found outside Buffalo that make ok wings, but I really don't understand how it's so difficult to get right. I did my time as a fryer cook in my younger days so I know that making a good wing isn't rocket science. Large wings, hot enough oil and cook them long enough so they are crispy and you are half way there. Then keep it simple with the sauces. Have hot, medium and mild and end it there. All these places try to get fancy with 15 different sauces, breaded wings etc. Blue cheese only! Ranch by request.
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The Bar Bill Tavern in East Aurora. Hands down. Great wings too.
Just pin this post so that whenever the best wings or beef on weck discussion arises again everyone knows the correct answer. The Bar bil has no peer in wings or weck.
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There is no doubt that both the Bills and Sabres unis are horredous and fully deserve to be on that list. The Bills unis I can understand to an extent, mistakes are made when coming up with new color schemes. The Sabres slug fiasco in my opinion is inexcusable. I'd be very interested to know what happened with those involved in the logo decision making process for the slug. How the hell anyone could sit in a room and look at all the new logo designs and say to themselves, Sabres fans are going to love this one!! Unbelieveable. They sold well simply because sheeple like new shiny things. It would have sold well if there was a pile of Buffalo crap slapped on the front. The Sabres current thirds are instantly one of the best unis in the league.
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Gavin Harrison
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I didn't even know he was sick.
Saw him give a lecture / beer tasting at the Crown and Serpent in Houston. The guy knew his stuff.
That Michael Jackson already died two years ago unfortunately. RIP to both the Beer Hunter and the gloved one. -
The only circumstance where swapping teams is allowed is if your team folds or moves to another city. Of course the preferred response in that case would be to declare the entire sport dead to you.
Colonscopy Tomorrow, What A Pain In The Ass!!
in Off the Wall Archives
Posted
I'd rather have ten colonoscopies than have to endure a urinary catheterization again.