Keep in mind, it's not simply about the refs. If they give it to the refs, then what do they say to the rest of their employees? These guys have a union...you don't. So...now what is the cost per game to give every full time NFL employee a pension?
Then what about the team employees who work on Sundays part-time like the refs. Why don't they get a pension?
You consider the regular refs "quality"?