The foreclosure capital of CA, Stockton and San Joaquin County is where they gave a lot of mortgages to people who had no business owning a house in the first place. No money down, balloon payments, and loans to illegal aliens.
The blame for this is greedy mortgage lenders and people who wanted something that was too good to be true.
Maybe it will clear out some of the garbage in this state.
I really trust someone on You Tube named Mr. Mortgage.