Far from it Chef Jim. I wanted to see your answer. But to answer your question about life insurance. To have or not have life insurance affects only the family involved with the death. Health Insurance affects millions and millions of people. When a person needs health care and doesn't have it and goes to the emergency room, it affects everyone else's premiums. Also many people are exluded by no fault of their own or the insurance companies get greedy. Most other if not all nato countries have broad health insurance polcies, we should as well. We are supposedly the greatest country on earth? Lets start acting like it. Why should the federal government get involved? Because it's job is to step in when an issue affects the country as a whole such as slavery, civil rights, self defense, a nation of un-insured people suffering from greedy insurance companies, etc. And please stay classy and refrain from name calling.