Agreed, and a good point. To me, Carolina's defense is almost as good, and their offense is substantially better. I could see Denver's D wearing down early against them.
The big wildcard is that -- and I could be wrong because I did a really quick check -- Denver hasn't played against a good running QB all year. Actually, they haven't played against any running QB all year. I think they're in for a rude awakening, given how good Cam is.
Anything under a TD and I'm betting big. As luck would have it, wife is in Vegas.