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B-Large

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Everything posted by B-Large

  1. Yes, I mean't what I said. You buy into a risk pool that covers losses. that is not a new or difficult concept to grasp. You aren't getting a free ride... If you mean people cash for every services and have no insurance, I am fine with that too. I just want to make sure they can be turned away of they run out of money. If they die, meh, that's what you get for being stupid and for poor planning. But sure as hell I am not paying for people like them. So the better direction would just have been to say tough luck to those 30 million people? The Doctor shortage, which I think is bunk and about utilization not staffing, was an issue goign forward regalrdless of the ACA. It seems like to private healthcare marketplace had this issue long before HCR.. and he always cite Single Payor systems as the one with that problem...
  2. No, then you have to buy two policies.
  3. So your gripe is with risk pooling and hedging risk.. okay, good to know.
  4. How exactly is paying premiums and decutibles on your private health policy and using private hospital and doctors "Government Healthcare?" Are you suggesting getting a credit to buy Private Coverage is Government Run? Even Medicare and Medicaid use private providers. If you are talking VA, then no argument. What was your point? That Amercians should be able to forgo having Health Insurance, still get treated and skirt reposnibility to pay for it? Or that everyone should get Variable Life to pay for cancer if they get it?
  5. its !@#$ed up, I see SO many parents reasoning and bargaining wiht their kids. There was no bargain in my house, my Mom set the rules, my Dad stepped in to enforece if there was a "gray area".....
  6. I still don't think that would have made any difference to cost or availbility, States want regulatory control over the insrurs who do business in their State. To let insurers sell insurance in New York when they are based in Cali essentially makes the Fed the arbitrator... as we have seen with Healthcare.gov's rollout, maybe its best to keep this States based. you're mandated to buy car insurance, at least in Colorado. Ironically, no car insurance covers basic preventitive mantenance, tires, breaks, glass.. its Cat only
  7. Probably because if you were to die, the person affected is your wife and childen, I am not affected- in theory. When someone gets cancer and get 250K worth of treatment and no way to pay, and we treat them because we are an empathetic society based in principle, theorectically every one of us pays through highest charges at the hospital, hense higher premiums from your carrier. I guess you could argue maybe your wife ends up on food stamps or you kids get free lunches because you died and your cincome was not replaced... then I guesss you have a point. I just want every person, rich or poor to pay their way... it really shouldn't be this hard to acheive that goal.
  8. In a sense, I think many people are making their Children out to be unrealistic, entitled, emotionally soft hair pies. Helicopter parenting is turning out a new generation of kids who don't know how to be dissappointed, have their feeling hurt, be reponsible, etc... too bad life is the exact opposite.. alot.
  9. Let people in States that do not have their own exchanges temporarily buy insurance in States where is it is working, Colorado, Kentucky, Washington, etc. Maybe the HHS folks will visit one of those places and see how they are doing it, copy it, and make it work. Its a pretty simple temp solution until the Federal Government is able to make Healthcare.org work.
  10. thanks Mom. Auto correct is not correct
  11. Its because at this point, all reforms are splitting hairs from one another if we believe that private insurance compaines are to play a key role in our system. Whether it be buying insurance from Ohio when you live in Florida, capping Med LP claims, individuals mandates, laws against recission.. they are all the same or prety darn close. My propsed plan (I can't remeber if I posted this here, its been a while): 1. Every Amercians has a deductible they must meet for themselves and family. If you make 10K a year, its $100. If you make a million a year, maybe its 50K. But EVERYBODY has to write a check for their care, so they can see what the cost is, and providers will begin being transparent about their real costs, and complete for patients. 2. State or National Cat Pool- yes another tax, but a risk pool covering people once they make their deductible. At this point, what does a Private Insurance company really do anyway? Why can't a group of people who are experts in healthcare write up screening guidelines based on Evidence Based research? Treatment regimes based on EBR? If people want to pay for a test that is no considered standard of care, they can write a check. Its really simple, drug makers, hospitals and provider remain private, everybody is covered and everybody is paying a fair share... seems resoanble to me.
  12. Losing to a proud Steelers team in their house after getting embarassed by the Pats last week? Thus isn't even in the 25 worst loses. Last week was top 10, today was just what many expected.
  13. Why is the Federal Program so !@#$ed up, but the State Program here in CO seems to be humming along fine? My hope it they get un!@#$ed, fire some people and make good on the ACA exchanges... but I wouldn't mind if more of the power of this was deferred to States who wanted to take it an run... as long as my State has HCR, I am good.
  14. Its interesting. Yes it hurts Republicans, but if you think about overall it hurts Obama and his legacy. If Obama really wanted to cement what seems to be a shaky legacy right now, use time between now and the next showdown to hammer out a long-term agreement with Conservatives in Welfare, Medicare and SS.....its goign to happen at some point, why no now? if a long trrm deal was in the place and private industry saw the Governments ability to tackle problems, you'd think the Economcy would improve at a much faster rate.. in a really good economy, who gets the most credit.. POTUS.... to me, this is where I see Obama sitting in a nice cold chair in Clinton's shadow...
  15. http://www.hulu.com/watch/546379 ah, a little humor...
  16. I'd agree if we didn't do this dog and pony show every few months.... the fact that we do keeps this fresh in people's minds....
  17. you already decided in 2010 is wasn't goign to work, the rest of will wait and see what they actuall results are. Being uninsurable to stuck to a job for insurance is why I personally think it was better than doing nothing....
  18. It wasn't the Right's small steps plan that worried me, if the results are achieved incrementally I coudn't care less how they did it... my biggest concern was inaction... to me, that is far worse than any reforms that were put in place.
  19. Still to this day nobody has articulated what difference this makes.....
  20. right, so its all about Gray areas. One might argue the Supermajorities were sent to congres to get National priority items like Healthcare accomplished, and they were almost there, does one seat negate all momentum? Deem and Pass has been used before... It why I suggested early in this thread that if HCR is untouchable, which I think it should be short-term, why not nogeitiate on change to programs other places in the Government from the Dem perspective? Would further mean-testing of SS or Medicare kills anyone? Both sides can call a win, and we all move on.
  21. Dr. No Coburn used to be pretty conservative... by his own admission on the Tube the other day he seems like a moderate. I am wondering if the old white folks in the GOP are starting to ask this question: "The Tea Party is no afraid of taking ont he ACA by any means and don't seem to be deterred by elder Statesmen in either party, what will stop them from getting their hand on my Medicare and SS?" Their fierce effort to look at all the Government as debatable, and they're stance that there are no Scared Cows is one reason I find them refreshing, but at the same time, I worry about that recklessness in that furry of small Government sentiment.
  22. My guess is most people (in polls) don't feel shutting down the Government, Restricting Borrowing or try to Defund/delay the ACA with this Tactic is good policy, rather if Republicans really want to affect change, they should achieve this by capturing the sensibilities of hardworking Americans, therefore winning more elections and changing the Government legislatively.
  23. lol, in many cases very true.
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