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zevo

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Everything posted by zevo

  1. I'm going to assume sarcasm
  2. There really isn't another place I would rather live than buffalo....granted I've never lived anywhere else....but visited many.....ok maybe Aruba in retirement.
  3. So much whining...Byrd makes no difference to the success of this team....it starts and ends with EJ.
  4. Wow..,thanks for the thoughtful response....I really appreciate it....I'm still waiting...I will let you know the resolution...thanks!
  5. I have no issue where the stadium is currently located....if we could invest 1/4 to 1/2 what it would cost for a new stadium into rehabbing the current one I think that would be the way to go. And being a bills fan I would be ok with paying for it with my tax dollars.
  6. Liberals attack conservatives.....conservatives attack liberals...you may now return to your regularly scheduled programming of olympic ice dancing.
  7. Boring! Is anyone watching the Olympics?
  8. This is going nowhere...thanks for your input. 1) NYS 2) Yes 3) yes 4) No 5) 60 days 6) Yes I paid bank fees for rate and appraisal 7) Before 8) No...the closing lawyer kept the incorrect documents 9) No 10) Same 11) yes...person is a senior consultant at the bank and is still employed Thanks for your help
  9. I didn't sign the final loan documents because of the incorrect rate....I'm not sure if I can be anymore clear....I sat down at closing....saw the rate was 3.5 not 3.25 which it was supposed to be....alerted the closing lawyer of the error...he contacted my mortgage consultant....she confirmed the error....said she will fix it.....11 months later still waiting for the fix but am repeatedly told she is working on it and it will happen
  10. Maybe through the admittance by the mortgage consultant employed by the bank that she screwed up the rate and it was on her and that she would fix it
  11. I stated in the previous post that obviously the lock has expired...you are missing the point...error occurred by no fault of mine...it's on them...and this is where I'm looking for any legal input.
  12. It is a good rate....that I locked a year ago and I want what I signed for...I'm not desperate for a refinance as I currently have a 4.375 rate...but I want what I agreed to...I'm not giving up...
  13. I don't feel like I'm being blown off as I get responses quickly from the mortgage consultant....if I had signed and agreed to a rate and said rate was different upon closing and I have documentation that admitted their error...I don't see why I couldn't legally be able to sue for the rate or at least have a lawyer draw up a written letter to make the bank honor the rate that I had agreed to.
  14. That rate lock was a year ago....the mortgage consultant admitted the mistake and guaranteed she would fix it. I haven't been told it would not be fixed...but I'm tired of waiting....hence looking for legal advice.....
  15. Never been into Jennifer garner....but how hot did she look? yummy
  16. The rate is signed and agreed to was 3.25% through the approval process....the rate on the docs at closing were 3.5%... I refused to sign as the rate was incorrect.....I have all my docs showing the agreed rate of 3.25% and all emails stating the mistake and that it will be fixed....right now I'm still with my current mortgage rate of 4.375 which is with the same bank....
  17. I guess you could say the exact title is senior mortgage consultant that is employed by the bank.
  18. So basically I have been involved with a mortgage refinance with a local bank for roughly 1.5 years.....I should say the process started over 1.5 years ago....about 10 months ago we were all set at the lawyers office to sign the refinance....upon reviewing the loan I noticed the mortgage rate was wrong....I notified the lawyer at this closing and he then contacted my loan officer at the bank and confirmed it was not to correct rate....my loan officer said it was her mistake and that she would fix it....well I continue to wait patiently and I contact in a biweekly basis and she says that she is working on it and that she needs to meet with the right people.. Yadda yadda yadda....I have the original loan agreement at we signed that shows the rate we were supposed to get and I have all emails confirming that the loan officer admitted the mistake....recently the loan officer has become ill and is currently out of work. What are my rights? Do I have a case against the bank to sue for the rate? I have been put through 2 bank appraisals ( one at my cost...one at their cost....3 credit pulls....3 sets of documents showing our financial status and all this time have been paying our current rate....this has been the most ridiculous process I have ever been apart of....should I seek a lawyer?
  19. Yeah I picked it up yesterday still feeling the problem,..I'm not optimistic....
  20. Yeah...like I said....so far the service has been good....if it doesn't fix itself....I'm assuming a whole new transmission will be required which I am not at all worried about being covered....just a big pain in the ass.....I guess technically if after the 4th attempt to fix is successful I still have the right to claim lemon status....like I said I don't want my money back....just the vehicle in operating order.
  21. I thought the commercial was very strange when I saw it on tv.....
  22. Yeah I read up on the law...just wondering if anyone had real life experience....I don't really want to hammer the company just yet but you'd be very surprised as they are noted for their quality and high resale value. I was so excited to purchase this vehicle as I had been wanting one for years....still want one even if it does turn into a lemon I was also told by my service advisor this is an extremely rare issue
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