Magox

This thread could begin to make sense if there was a body of evidence to support the implied insinuation. But since there isn't, I'd have to say this is a pretty lame thread.

So you go from saying that he is AS talented as anyone in the league, and someone questions you on that very debatable comment, and then you somehow twist what he said into implying that he was stating that he "isn't very talented". You're comical, dude

I'm not following you

That's a good point, never thought about that.

Sorta. One of the carriers that I work with has now created a portal to work in conjunction with Healthcare.gov And the last few applications that I have submitted from my client initially showed they were going to get the subsidy (which they most likely still will), and in order to process the application, after we go through the gov. website to determine subsidy eligibility, we are to send them an email for them to do an E signature and provide payment information. That email, which actually comes from the carrier, states the subsidy that they will be receiving, so once they do one of those signatures, everything has appeared to be fine, however on the very last portion where they are to place their payment information, the price doesn't reflect the subsidy. So naturally, I called up the carrier and after 4 hours of waiting on the phone, there is no record of them receiving that subsidy. So there are still kinks in the system.

They should legalize many of the current illegal drugs. Just my philosophy on a lot of things. Having said that, no doubt just like about everything, if you are someone who is smoking it up throughout the day or around your children, then the likely hood of you being a loser goes up exponentially.

You think that's bad: http://www.forbes.com/sites/theapothecary/2013/12/27/in-2008-politifacts-2013-lie-of-the-year-that-you-could-keep-your-health-plan-under-obamacare-it-rated-true/ So they sought out Jonathan Cohn to clarify their 2008 decision? Jonathan Cohn????? That dude is a hack from the left and has been a staunch Obama apologist ever since I've occasionally been reading his drivel. The fact that they use a hack like Cohn says everything that I needed to know about Politifact. Also, one other point. As much as I now truly dislike Sarah Palin, her quote about the "Death Panels", in which Politifact ruled the lie of the year in 2009 (I believe), to a certain extent will end up being proven correct.

From my perspective, the fact that Marrone retained Crossman is an extremely disappointing decision. Crossman has a career of sucktitude and he proved that this past year and considering that they are buds with one another makes it even less bearable to withstand. For me, that's strike one.

It's a win win situation. Good for fan's, good for owners and good for the Bills.

You may conveniently dismiss PFF's data, but the fact remains that when we ran the ball behind Levitre, we were as or more successful than anyone in the league over the last two years he was here, and that still doesn't take away the fact that relatively speaking he was excellent in pass protection and that still doesn't change the fact that he never missed a game with the Bills. Those three undeniable facts, from my perspective and I'm pretty sure there are quite a few others that agree made him one of the better guards in the league. In regards to who is a better lineman, I still stand by point that while Levitre was here, he was our best O-Lineman.

Let's put it this way, when Levitre was on this team, he was the best O-lineman we had. Oh yes he is; FACTUALLY speaking he achieved that $8M/year contract, and I told you that he would get that contract before he got it, and he did.... And if you want to look at other considerations, the YPC behind him here in Buffalo his two last years was the highest in the league, he gave up very few sacks and he never missed a game. The results, the contract offer he received and his durability all dispute your assertion that he was merely a decent Guard.

Here is what I know, that the YPC behind Levitre his last two years he was here in Buffalo was the highest in the league. And that he rarely gave up a sack, and that he never missed a game. In regards to not making the pro bowl, if this team had been in the playoffs or was more respected on the offensive side of the ball, he'd a been there. However, considering the last point I made is not provable, it's basically a moot point, but the numbers I provided, do not lie. Also, in regards to paying Guards lower figures, that formula is changing, Guards are getting compensated more so in % increases relative to other players over the past few years, and I believe that's because there are teams that are valuing that position more so than they use to. And the point that was made earlier regarding what TN has been unable to accomplish, implying that it was Levitre's fault, is absurdly vapid. As if one man on that team is responsible for the fate of that team's production. We know that here in Buffalo, he was our best O Linemen and we consistently over the past two years were able to run the ball. We suffered this year with our interior line and to suggest that Levitre wouldn't have helped this team out much in that department is silly.

You'd have to be a real fool to believe that Levitre = Dockery. Genius

Absolutely, it would be foolish to not look and see what sort of deal you could get on the exchange. There are some instances, rare as they may be, of certain individuals who are able to find a lower premium than what they were paying before, specially if you qualify for a subsidy or if you were someone who was previously being rated up because of a pre existing medical condition.

Whatever we do, make sure we come out with a new RT, Guards and LB to replace what we have now. With an upgrades at these positions and hopefully some meaningful development from our QB, along with figuring out how to limit the run and improving the special teams, we can finally reach the playoffs.

Time to get out of that crap hole, it has done nothing for this organization other than provide a little extra coin for the owner.

This is what 14 years of losing does. Fans becoming professional apologists for our team's lousy decisions over personnel.

I don't care what anyone says, we could have easily afforded to keep Levitre, and yes he was worth the money he was asking, and not having him on our offensive line this year did indeed negatively impact our offensive line primarily our running game. There, I said it.

Well, I'm glad to hear that you and your friends have found good deals on the ACA. However as LA pointed out, you guys are certainly the exception and not the norm. There are many variables that go into the premium changes, it could be the doctor reimbursement rates in the network, possibly pre existing medical conditions in the individual market plan you had that is now more based on a community rating, maybe the small business risk pools that your friends workplaces maybe consisted of sicker and older people or maybe you just happen to live in one of those rare zip codes where more insurers stepped in helping reduce the premiums. I hope you have the time and interest to read this post, simply because I'm going to provide empirical data and analysis performed no longer on abstract models, but existing exchange information. There will also be opinions from some non partisan industry insiders who also are basing their views on the data at hand. Also I will tell you my firsthand experience of the law as well and the impact we are seeing on many individual instances. http://www.forbes.co...low-to-elderly/ That's a 49 state analysis based on policies that are currently being offered on the exchanges, relative to comparable deductible policies you could have found on E health insurance. http://www.usatoday....unties/4165513/ So what about the small business premiums? It's worse. http://investigation...trade-offs?lite http://www.cleveland...ers_warn_t.html I went into the health insurance field about a year and a half ago, started off working for a company and about 6 months ago decided to open up a small office with a few agents and now we have eight. We are aligned with GOHEALTH who is one of the largest online brokerages in the country, the way I have my office set up is that we are on a central cloud based program, all the agents work out of their own homes, I provide them leads that I purchase through GOHEALTH, in which they generate them from people who are searching for health insurance through their website in which we call them to offer them different plans. GOHEALTH is one of the few agencies that is contracted with the Government to offer the subsidized policies on the exchange, just like the federal website, there are glitches with the direct link from GOHEALTH to the Federal Marketplace ACA website. We just recently obtained access to offer those policies due to the technical difficulties. Our office is licensed to offer health insurance in 23 states and we carry United Health Care/Golden Rule, Aetna, Assurant Health, Cigna, Humana and a couple regional based carriers. I say this with all honesty, the vast majority of the premiums for people who do not qualify for a subsidy pay not only a higher premium, but considerably higher, in some cases 200-300% higher, depending on how rural of a location they live. There were a few carriers that were still allowing people to purchase the older 2013 Major Medical policies that didn't comply with the new ACA 10 essential benefits mandates, without having to pay a penalty. Of course they are only able to keep that policy throughout 2014, in which their policy will then be cancelled and they will at that point have to either purchase one of the ACA policies that complies with the law, or purchase a non complying policy and pay the fine, or go without health insurance. We've had a deluge of sales in the past 45 days, and out of the 750 policies that we have in our office, not even 20 of them were the 2014 policies. We offered both of them, and allowed them to make the choice. Our modus operandi is we would show a direct contrast by first pricing the 2014 ACA compliant plans. Show them the deductibles, prescription plans, networks and then premiums. To say the least, the overwhelming reaction was EXTREMELY NEGATIVE!!! That's putting it mildly. A typical response would be "I thought this was suppose to be the Affordable Care Act".....Then our next response is to explain why the premiums are much higher than they use to be. Which we begin to tell them some of the benefits such as that there is no more Denying people for pre existing medical conditions which of course has a cost associated to premiums. That there are taxes levied on some hospitals, taxes on the insurers and medical device makers, which of course these end up being passed down to the consumer. And then we tell them about the 10 essential minimum benefits, in which it entails that every new policy MUST have Children's pediatric coverage, Substance abuse , mental health and Maternity coverage. These added benefits in which many cases are not needed add on to the premium. This by far is the most unpopular portion of the law that we hear from people. I can't tell you how many older individuals say, "I don't need that" and they are not pleased. So then we go and quote them the 2013 plans. We inform them that they will have to go through underwriting and they may not get approved based on their medical history. In I'd say in over 98% of the quotes we give, you can get these individuals a cheaper policy with a lower deductible, much larger PPO network and heftier prescription drug plan. Of course, they like these policies better. We proceed to send them out quotes with policy details of the 2 best plans we selected for 2014 and 2 best for 2013 policies and there they can see a side by side comparison to the email address we sent it to. So, it's not just the links that I provided above that show evidence that premiums are lower, but that is what we overwhelmingly see as well. Here's the kicker, there have been many policies that have been purchased on the individual market that are these 2013 plans. Those plans, unless the law is reformed again (which I believe it will), there will be a huge wave of cancellation notices that will be sent in October of 2014. JA, I've literally had a few women break down in tears telling me that they don't know what they are going to do come next year. I've heard many people say that they'll just go without health insurance. I quoted a lady and her husband out of Arkansas age 59 and 61, who had a $5k deductible through UH and they were paying $589 a month. It included doctor copays of $35, it was a large PPO network, $500 deductible on prescriptions with $15 copay on generics, ER visits $500 deductible and free preventative visits.....The cheapest policy they can get for 2014 is a bronze Humana $6300 deductible $12600 for the two of them, no doctor visit coverage until they hit the deductible, no ER visits until it hits deductible, no prescriptions until it hits deductible for $1485. She wept. I had to try to console her, very awkward to say the least, considering that I'm not the consoling type. I had to tell her that there are other options where she can get decent coverage but would have to pay the fine, also that I thought that the law would be reformed and that maybe this horrible position that she is in will possibly not be the case come next year. I've got a lot more to say on the law, regarding deductibles, networks, prescription plans and premiums. I'll save that for a later post.

You will be wrong

Ya, Cotton most likely will win... However, his foreign policy is part of the old neo con guard, and I believe it is becoming more and more clear, that it has proven to be a failed route.

Wall Street certainly contributed to the downturn, but to say they are solely responsible is simply ignorant. US Housing policy that encouraged people who weren't in a position to buy homes and lenders to push them through, overzealous home buyers who were looking to flip homes, unscrupulous mortgage practices by mortgage brokers, dishonest home appraisers, interest rate policy was too loose for too long for the time, incompetent ratings agencies and a whole plethora of other reasons were to blame.

A few points: One, on that play where Donovan fell awkwardly, if you watch the replay closely, the reason why he fell the way he did is because the Panamanian defender kicked one of Donovan's leg when it was up in the air, which most likely was the reason why he fell. I'm not saying that there should have been a foul called, but it could have easily gone the other way, and justifiably so. In regards to Diskerud, I have high hopes for him, unfortunately he plays the same role as Bradley, more of the distributor from the defensive side of the midfield. And I don't believe that he will replace Jones as the Defensive midfield pitbull role as the starter. And yes, Beckerman my guess will make the team, and he certainly played well in this tournament, but there are too many good players in front of him that play his position. And yes, truly unfortunate of what happened to Holden.

B-Large, I had no idea that you were one of the people that those latin people you were speaking of would have to be protected from, you know, of all the misinformation that is out there.

Yes, I totally agree. Like how you can keep your own doctor. Or that it will reduce the Deficit. Or that it will lower health insurance premiums. Or that it will improve the quality of care. Way too much misinformation out there.