USMCBillsFan Posted April 7, 2005 Share Posted April 7, 2005 I hit a deer and was told it is considered "an act of nature" and had absolutely no effect on my premiums. I only had to pay a 100 dollar deductable and the car looked as good as new. I did get a report and my insurance WAS Geico. Fugg them, I dumped them when I moved because they tried to screw me on home owners insurance. Link to comment Share on other sites More sharing options...
gantrules Posted April 7, 2005 Author Share Posted April 7, 2005 what time did it happen ? anyone in the car with you ? i do belive in ny you are to call the police . call your dads agent and ask him what to do . 298599[/snapback] 8pm last night. No one was in car with me. Unfortunately I can't call my dad's agent because I have no clue who it is and he's out of town. I'm going to go rummage through their house tonight and see if I can find it. Link to comment Share on other sites More sharing options...
stuckincincy Posted April 7, 2005 Share Posted April 7, 2005 8pm last night. No one was in car with me. Unfortunately I can't call my dad's agent because I have no clue who it is and he's out of town. I'm going to go rummage through their house tonight and see if I can find it. 298815[/snapback] Perhaps the info is in the glove box. Many states require proof of insurance to register a vehicle, and that that info must be carried while the vehicle is operated. Link to comment Share on other sites More sharing options...
col_forbin Posted April 7, 2005 Share Posted April 7, 2005 I hit a huge buck on I-40 one night coming back from a Phish show. I did not file a police report, and the buck did about 2 grand worth of damage. Insurance covered all of it except the deductible. Scared the sh*t out of me, I'm just glad I was in a blazer. Those things can kill you if you are not in a big vehicle. Link to comment Share on other sites More sharing options...
Stussy109 Posted April 7, 2005 Share Posted April 7, 2005 You don't need a police report... Link to comment Share on other sites More sharing options...
Tux of Borg Posted April 7, 2005 Share Posted April 7, 2005 Break out the bondo/fiberglass and hope nobody notices. It usually takes me about a day (and a case of beer) to do bodywork on a car Link to comment Share on other sites More sharing options...
gantrules Posted April 15, 2005 Author Share Posted April 15, 2005 Just wanted to follow up on this. I told my mother when she was flying in what happened, she told him BUT he thought it was his truck. So when I got to the airport to pick them up in the truck he says to me "alright which side door can't be opened"...I said "it's not the truck it's the car" and I swear to god you could see 10 lbs come off his shoulder.....I'm still wondering if my mom didn't just do that to get him to realize it wasn't that bad. Anywho, it was covered under comp through their insurance. $2800.00 in damage. I paid the deductible which was only $200.00....and I'm alive. Link to comment Share on other sites More sharing options...
The Tomcat Posted April 15, 2005 Share Posted April 15, 2005 You see...Honesty does work... Glad to hear you paid the deductible.....Your dad will respect you for that. Link to comment Share on other sites More sharing options...
The Poojer Posted April 15, 2005 Share Posted April 15, 2005 whatever you do not say you swerved to avoid the deer, that can come back to bite you. friend of mine said she swerved to avoid the deer, insurance company said it was recless driving that she swerved. be careful what you say because insurance companies do not want to pay and they will turn everything around on you!!!! I hit a deer last night and did a significant amount of damage to the vehicle. Do I need to get a police report filled out in order to report it to the insurance carrier? It's not my vehicle......it's my father's and he's away until tomorrow. I may not be alive after he gets home.... 298334[/snapback] Link to comment Share on other sites More sharing options...
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