The Poojer Posted February 16, 2016 Share Posted February 16, 2016 Is there any advantage to a 14%(and higher APR) card that offers rewards or a fixed rate sub 10% fixed, non rewards card. Does higher interest rate offset any benefits you may get from rewards. Just curious. Link to comment Share on other sites More sharing options...
Doc Posted February 16, 2016 Share Posted February 16, 2016 If you pay your card off on time, take the rewards card. Link to comment Share on other sites More sharing options...
The Poojer Posted February 16, 2016 Author Share Posted February 16, 2016 yeah, i guess that was the easy/smart answer. If you pay your card off on time, take the rewards card. Link to comment Share on other sites More sharing options...
ICanSleepWhenI'mDead Posted February 16, 2016 Share Posted February 16, 2016 I don't claim to be an expert, but if you're thinking about getting a new credit card, you might find this info re rewards for different types of credit cards useful (start with the "Quick Summary" section near the top): http://www.fatwallet.com/forums/finance/711457/ Link to comment Share on other sites More sharing options...
thebug Posted February 16, 2016 Share Posted February 16, 2016 I have an American Express business card that requires the balance to be paid in full every month, so it's a 0% card and I get enough reward points every year for 1 or 2 return flights to anywhere in North America. I do pay a yearly membership fee of $160.00 though. Link to comment Share on other sites More sharing options...
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