What would you suggest then, for the people who cant get Homeowners insurance because all the insurance company's are pulling out of states that are susceptible to mother natures wrath?
You are way wrong with Chris Hovan. Since coming to the Buc's he's solidified himself as a great run stopper in the middle for the Buc's. We might want to ask WM what he thinks. My guess is he'll be in Hawaii for the Pro-Bowl come Feb.
I liked your other comments though!