Backintheday544

Interest does not accrue during the freeze.

As expected, Biden has extended the student loan payment pause through June 30, 2023.

Didn't Trump also promise a 10 percent tax cut for the middle class right before the 2018 mid-term elections to try buying votes?

Good break down on issues with the Trump judges ruling:

Trump running is also dumb from a political perspective. If he wins, big if, if can only get 1 term, and it’s highly likely the Dems would get the next President just based on history. Running someone like Haley could allow for 2 terms.

Lol. Dude couldn’t beat a 100 year old guy who wouldn’t come out of his basement who was probably the worst Dem candidate since John Kerry(? maybe, Biden was a worse candidate). Dems can now pick anyone they want as President and know they’ll win, assuming Trump gets the nomination.

From a Reddit poster tracking races: House races to keep an eye on: (update every 2 hours) Since last update - no updates Cali 47: 1,3% D at 77% counted - it was 3% D at 72% counted - it was 3% D at 70% - it was 2% D at 64% counted. Bad batch of vote for the Dems. Cali 49: 5% D at 84% counted - it was 5% D at 79% counted - it was 5% D at 71% counted - it was 4% D at 64% counted Cali 13: 0,75% D at 78% counted - it was 0,11% R at 61% counted - it was 0,35% R at 58% (just recently flipped blue but there are still a lot of votes left) That is 3 races that D have a small lead that they need to keep. They also have to flip the R lead in all 4 of these races to get the house. Cali 22: 5% R at 53% counted (trending D since it was 8% R when it was 43% counted) 55% of the remaing votes from Kern county needs to go D and/or D need to limit the expected losses in Tulare county. Cali 27: 9% R at 70% counted - it was 11% R at 67% counted - it was 12% R at 61% at counted (this is unlikely to flip to D but hopefully mail ballots can make up the difference) Cali 3: 6% R at 53% counted (this race is unlikely to flip) Co 3: 0,35% R at 99% counted (next vote dump is Thursday) Most to least likely D 211 safe D 212 - Cali 49 - 95% chance 213 - Cali 47 - 80% chance - down from 95% 214 - Cali 13 - 70% chance - up from 60% 215 - Cali 22 - 40% chance - down from 50% 216 - Co 3 - 30% chance (allegedly) 217 - Cali 27 - 10% chance 218 - Cali 3 - 1% chance These percentages with the exception of co 3 are done by me from what I remember, if I am wrong about some of them then please let me know Current house prediction: R 221 - D 214

False and misleading title there. The appeals court issued an injunction while the case is decided. The appeals court has not made a determination on if the program is constitutional or not. It simply said the program needs to be on hold until a decision could be made because not granting an injunction could be detrimental to a party. If you would like to read the opinion, it is here: https://ecf.ca8.uscourts.gov/opndir/22/11/223179P.pdf

Republicans starting to consider working with Dems to appoint a decent house speaker:

No…… You don’t really understand the American legal system. 1. there is an appeals court after the district court that is not the Supreme Court. That is where the case will go first. 2. It was ruled unconstitutional by this lower court judge because it violated the Administrative Procedures Act that requires notice and comments for most Federal action. The Biden admin content that this did not need notice and comment because it is exempt from APA by statute. So the Constitutional issue that will go before the Appeals court and then the Supreme Court here is whether or not the action needed go through APA procedures. (The secondary issue is whether these people even have standing and this is most likely the issue that will win at Appeals and the Supreme Court. The Supreme Court has already shot down 2 standing issues related to this program)

It was a terrible bill. More than 700 doctors in Montana opposed it: https://www.ktvq.com/news/montana-news/more-harm-than-good-billings-doctors-speak-out-against-born-alive-ballot-measure-lr-131 If a bill affecting medical issues is up for me to vote for, I’m going to listen to the 700+ doctors that say it shouldn’t pass instead of a couple government officials who want to pass it.

Dems win the Senate!!!! Red Tsunami!!! Tsunami of red tears that is! Woooo

I’d love to see if Rep have like 219, 220, a moderate Republican make a deal with the Dems. Or the Dems offer a Liz Chaney, Adam Kinzinger that they’d put their 216/217 behind and find a couple Rep. votes.

If you’d like to provide demonstrative proof the Biden admin knew the program was unconstitutional when proposing it, please provide it. Separately, if you’d like to provide proof the program is unconstitutional if they put it through the APA notice and comment period as provided in the latest court case please provide that. Otherwise let the grown ups talk.

Critical thinking isn’t your forte. It’s ok. Not everyone is meant to be smart or understand basic concepts of the law or even simple analogies. Ill try to break this down for you to match your intellect. Misinformation that was provided: Biden knew the student loan program was unconditional Why is it misinformation: - no evidence has been provide the the admin thought it was unconstitutional - several challenges to the law have ended up in the Biden admin winning - the current challenge isn’t that the program is unconstitutional, it’s that it didn’t go through notice and comment under the APA and is being appealed Your silly attempt at saying the Biden admin knows it’s unconstitutional: Because it’s been challenged on courts Why that’s an argument even a person with an 8 year olds intellect wouldn’t make: administrations get challenged on programs all the time. The fact of knowing something would get challenged doesn’t mean they know it’s unconstitutional. Based on your flawed logic and arguments, I’m unable to tell if you have a basic high school education, but if you do maybe look at a place like SNHU to help you further your education and develop some critical thinking. Heres a link to the application: https://www.snhu.edu/admission/campus-admission If you keep your student loans to under $10,000, the new student forgiveness plan announced by Biden will have complete forgiveness in just 5 years.

Someone challenging something doesn’t mean it’s unconstitutional. Dems sued to stop Trumps wall, Trump knew his wall would get challenged, does that make it unconstitutional? Dems sued the Trump admin to stop some immigrant policies does that mean they were unconstitutional just because they were challenged? I’m sorry your education has done you a disservice. I’d recommend grabbing some student loans under $10,000 to get the quicker forgiveness period and educate yourself.

Its very rare there government doesn’t act and it’s not challenged. Look at every Trump action that went before the courts. The Biden admin knew it would be challenged and they’ve successfully defended it against 5 or 6 other lawsuits. They have appealed this one as well. Again, if they lose this, this simple fix is to open it up for notice and comment under the APA, then enacted it after the comment period. Freeze Federal student loan payments until such time as the comment period is over. They didn’t lose the case in the lower courts because he can’t do it. The judge just said it violated APA.

I think the issue really is you don’t understand the sublty of the law. There’s a legal distinction between A) the President can just forgive student loans and B) the Department of Education can use the HEROES Act to forgive student loans. Pelosis press conference addressed A, not B. The Biden admin used B, not A to forgive student loans. The timing of the announcement to coincide with midterms is what it is. It was Biden fulfilling a campaign promise and of course they can drive the vote. Biden also didn’t have any incentive to forgive earlier either as the payment freeze was in place. The bigger issue I point out and where the original post is misinformation is that the Biden admin did the student loan forgiveness knowing it’s unconstitutional. That’s just folly and lies.

1. Pelosi isn’t a god 2. Pelosi isn’t the end all legal scholar 3. She’s probably right the President doesn’t have the authority to unilaterally cancel all debt. However, the Biden admin used the HEROES Act which was a Congressionally passed act to forgive the debt. So the President isn’t unilaterally eliminating the debt, but is working in the confines of the law Congress passed. The only challenge to it that has been mildly successful is whether it needs to go through notice and comment via the APA.

Lol, it’s annoying how dumb Republicans are. 1. There is no proof anyone in the Biden administration thought the plan was unconstitutional. 2. One Trump appointed lower court judge held it unconstitutional because it vioLated the public notice and comment requirements of the Administrative Procedures Act. Several lower courts have upheld it and the Supreme Court in 2 cases have said they won’t hear those Republican challenges. Interesting, this case is brought by Republicans saying they have standing because they’re not getting enough student loans cancelled. If the program fails due to an APA violation, the admin can just open it up to notice and comment and it’s Constitutional again. In summary, it’s incredibly stupid to think the Biden admin did this knowing it’s unconstitutional. edit - this case will probably actually help student loan borrowers as Biden will probably extend the payment freeze while it goes through the courts and then again if it has to go through notice and comment.

There was supposed to be a blood bath on incumbents. Many of your right wing friends were telling us that abortion isn’t a big issue, that there would be a right wing tsunami and not just a wave. Coming out of 2020, the general consensus was the map favored Republicans. Then, take into account it’s a midterm, the controlling party usually sees pretty significant loses. On top of that throw in the economy, inflation, gas prices, the general idea was the Republicans should win easy. To make an analogy, it’s a lot like the Bills-Jets game. Jets came in 13 point under dogs, Sauce and Wilson both get declared ineligible for the game close to kick off and still won. That’s what the Dems are doing. If the Dems keep the house (not overly likely but still a possibility) then calling this a Republican blood bath would be apt.

PSFL isn’t taxable under statute. Federal loan forgiveness is not taxable for everyone else through, I think 2026, as part of one of the Dems reconciliation bills during COVID. The 20/25 year is taxable if it occurs after 2026, but that could be extended. In addition, your analysis doesn’t take into account most people with 100k in student loan debt forgiven will most likely be able to exempt most of the COD income under insolvency. Indiana, Mississippi and North Carolina are the only ones that would tax this program. People in those states can opt out of the forgiveness. But you’re looking at most a $1,000 of additional tax. Interesting case. You typically need standing to sue. The other cases have been strict down because of no standing. This Trump appointed judge got around that by…. Not even considering it. The appeal will rely on the lack of standing issue. It does need to go through a conservative appeals court, then the Supreme Court however.